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  Amber : Smilemaker

Let's discuss the ECONOMY! How are you feeling, coping, changing?

Amber said Nov 19, 2008, 10:45 PM:

 

“The world's economy is in a shambles… and here we are… a community who wants to change the world… and very seldom do we discuss the sad state of the world, and what we can do about it…

Hey… let's talk!!!!”  Quote ~ Dave myworldpeace.

I've been having the most interesting conversations with Keith Gentle Soul
about the economy and would love to hear some mostly positive but also some real thoughts about the pain we are going thru also.

Here are a few things I'm going to be researching here in my own part of the world to lessen my impact on the economy or it's impact on me;

1. We have a thriving community of people in my hometown who have been practicing something called Permaculture and living more simply but not going without our modern day comforts. My mother and I are going to get in touch with them and find out how we can either join an already thriving, established community or getting the information to start one ourselves!

2. I am going to look into going back to school to learn how to be an occupational therapist assistant for the elderly. Right now I'm in {{{ohhh scary}}} SALES, cosmetics no less, and feel I could contribute more to society if I were able to help people be more mobile, more independent. Ya Think?! <wink><wink>

3. I have 'gifted' so many of my personal possessions to my friends and sent even more to the Goodwill Industries AND more importantly, I'm not bringing new 'STUFF' into my life… Keith posed this question to me “If you were on an island what basic things would you need to survive?” Well, I'd need shelter, food, a fig leaf or two, potable water, and FRIENDS! Okay, I wouldn't need friends but I really wouldn't want to live life alone on that island! Want to join me?!

So I'm looking at my life and I'm very excited about actually being the change for a change! I'm not here simply talking about it! Stay tuned for 2009 and my blogs on moving for the 3rd time in 4 months, this time into a place that I will feel like I'm contributing to change! I'm hoping some of your suggestions here will give me more ideas that I can implement!

Smiles!
amber

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Nov 19, 2008, 11:00 PM:

 

Here are a couple of articles Keith brought to my attention many of you may want to read up on… I found them to be very interesting as they are full of statistics and I'm a statistic junky! Did you know that in the 20's and 30's;

The average middle-class man in the late 1920s, according to the writer and cultural critic Virginia Postrel, could afford just six outfits, and his wife nine - by comparison, the average woman today has seven pairs of jeans alone?! Who knew?! From…

Depression 2009: What would it look like?



Or how about this;

Breakdown of the Global Monetary System by summer 2009

Keith, seriously, that link is an extremely DRY read but I had no idea that our economic system actually had a name… the Bretton Woods II (2) system. I thought that it had magically evolved from the barter system or something but we all got tired of carrying around gold bars and went with paper!

While this seems all gloom and doom to someone who's got much money in the stock market… I have a little nest egg myself… it also has me feeling more optimistic about the creativity of humanity to let the Titanic slip gently into the ocean while we create plenty of life boats for all to step into a new reality not yet decided upon!

Smiles!
amber

  Daughter of Zion : Poetic Terrorist

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Daughter of Zion said Nov 23, 2008, 9:05 AM:

 

So right you are! I find that this is the perfect opportunity for me as well as others to get back in touch with what they truly love. I had never invested much money in stocks, save for my 401(k), and most of my money is just saved up for times like these. I spend less, am more conscious of what I buy and what I do…and I had decided to start selling my handcrafted accessories and apparel and just have fun with my life. I walk to almost everywhere and I catch a train to work…so I save a ton on gas money. I'm fairing pretty well from living within my means. A lot of my neighbors aren't doing so well, mainly because they can't spend their money like they can't. But I ask them: is it so important to have so many things? Work on the basics and build from there…and most of the things we want comes to us with some creativity and some ingenuity. It's just a great time right now to take a pause in our life and instead of crying about what we don't have in our life…let's be grateful for the many things we do have in our lives.

The economy is down…let's put things in perspective. Last year, I was homeless with no job. This year, I  have a beautiful home and am fulfilling my dreams. So unlucky I am not!

Trance-n-dance,
M.L. Scion
Daughter of Zion

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Nov 19, 2008, 11:37 PM:

 
by Geoff Lawton.

I have two great articles on Economics - April 1966
and Economics - War & Tax - March 1969
that help those new to this subject written by
L. Ron Hubbard.  I am happy to answer any
questions on this as well as learn of the
latest on this subject.

Thanks and best of luck on this.
Kathy
  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Nov 20, 2008, 9:24 PM:

 

Great conversation!

I quoted dave.delaplante@thegreatwoodgroup.com as saying,

“The world's economy is in a shambles… and here we are… a community who wants to change the world… and very seldom do we discuss the sad state of the world, and what we can do about it…

then you say in your response to Keith,

“Although you have not said it… your words express a concern and perception that the entire world is economically suffering to the same extent as the United States.

It's not… the US economy is suffering terribly, and to some extent, other nations have been impacted by the US recession.  But other than Japan, and a couple of other countries, the rest of the world is not suffering an economic crisis.”

Which scenerio is it? The world's economy is in a shambles or the rest of the world is not suffering an economic crisis?

~KES I read the article, Economics 1966, top to bottom and I was glad of the information! The Question, “HOW CAN I LIVE?”, is what I believe all of us are trying to answer and are very frustrated when we can't see thru the fog created to obscure the truth of the matter.

Instinctively, we are trying to wiggle, twist, turn, and stand on our collective heads in order to simply, LIVE.

So my thoughts of moving in with others and 'bartering' our skills in exchange for the skills of others in our community runs into a brick wall. The home or property we would move to would be subject to taxes so some of us would have to work for currency to pay those taxes. Even if the land were owned by the community we wouldn't be able to get around the need for 'dollars'.

~KES, was there a follow up article on how to get around the 'economy'? Something besides a silent revolt by becoming less and less productive?

amber

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Nov 21, 2008, 1:34 AM:

 

I found this at the end of the article:

THE QUESTION The relationship of any man to economics is a simple one:  “HOW CAN I LIVE?”

To that adheres the question, how can his dependents and his community live?

Whenever a person asks this question or any version thereof in this, the complex society of today, he is asking, “What is economics”

In this article, short as it is, all the vital factors of economics are listed.

What needs to be guaranteed is that one’s economic destiny is not managed by men who hate and who will not be comfortable until all other men are slaves.

The long-term solution to the question “How can I live?” is: Never work for a suppressive firm and do not support a suppressive government. And work to put us in a position to guarantee that leaders are sane.”

Chris has the best blogs to read for starters that bring about a clear understanding of the current scene.  Thanks to him for being such a prolific writer with great insight.

  1Vector3 : "Relentless Wisdom"

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

1Vector3 said Nov 20, 2008, 11:37 PM:

 

a silent revolt by becoming less and less productive

= exactly the story in

Atlas Shrugged, by Ayn Rand. Addresses pretty much all the issues here, quite clearly illuminating the fundamentals of it all, and with great historical accuracy.

Blessings, OM Bastet

  HeyOK : Bridgebuilder

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

HeyOK said Nov 21, 2008, 1:02 AM:

 

Hello all - commenting to keep abreast of the dialog in my inbox.  Good to see the views and info flowing.

Sharing and acknowledging difficult situations is an old tried and true coping mechanism.

Who is John Galt?

Blessings, David

  Keith : Gentle Soul

What's Ahead

Keith said Nov 21, 2008, 11:59 AM:

 


If one reads or listens to learned people prognosticate where we're headed, one can quite easily walk away in a depressed state, for there is nothing but doom and gloom.  Yes, “Great Depression II” comes up a lot.

Yesterday following the close of the US markets I turned on the television for the first time and it just happened to be on CNN Headline News.  I was taken aback!!!  This is a “news” channel?  The participants were in a state of apoplectic convulsions, running around Henny-Penny style screaming the sky was falling. 

{{{SIGH!}}}

After this they interviewed Peter Schiff of Euro-Pacific Capital who has been forecasting these types of allegedly cataclysmic economic events for quite a while.  Afterward I went to YouTube and searched for him.  There's plenty there, BTW.  I then listened to what he had to say about all this.

Bottom line is … he is in complete agreement with all the comments here.  The US is losing dominance, China is rising, we are only in the beginning of this “mess”, potential for complete collapse, etc.  He has some unique takes on how and why we're here, which I won't go into here, so if you have a sec, look him up on YouTube.  He's very matter-of-fact, BTW, none of this “the sky is falling” bovine fecal matter.

How will all this play out in our immediate future?  What's next?  I'm going out on a limb here by posting my own feelings …

First, things that must happen … Many if not most of our “big-time” institutions will fall, such as GM, Ford, large retailers, most banks.  We are in a “deflation” phase now.  So now is the time to buy things, between now and around February or so, but should refrain from borrowing to do so.  “Big-ticket” items such as real estate and automobiles have not reached bottom yet.  We should be stocking up on pantry items and such, because the next phase is “hyper-inflation”. 

Please remember … our economic system is a very intricately balanced relationship and right now it is extremely unbalanced.  We're leaning precariously on one edge, attempting to maintain balance.  Once we work through the issues that got us here and can move toward the center … we will quickly move to the opposite extreme.  For every action there is an equal and opposite reaction.  This must happen.

The alternative is total collapse … we fall off the edge economically.  This is a distinct possibility, but is not a given.  If this happens, all bets are off … we will have a clean slate on which to create anew and no one can predict where we may end up or what may happen.

There will be civil unrest, most specifically in the US.  This is also a given.  Our friends and neighbors in unprecedented numbers are losing jobs, falling behind in mortgage payments, and on and on and on.  There will be anger, frustration, lots and lots of unemployed people with time on their hands.  It doesn't take rocket science to see this coming.

Now … we can join those who are screaming “the sky is falling” … or we can step back and see this for what it is. 

In economics there is such a thing as ”The Law of Diminishing Returns”.  Our present structures and systems, I would posit, have passed this point.  We create (i.e., governments, businesses, organizations), they grow, they grow too large, then they begin to implode due to their sheer size and growing inefficiency.  Government bureaucracies must restructure.  Huge business entities that are still operating under paradigms long past their sell-by date must give way to new, streamlined businesses.  We are entering a phase of unprecedented restructuring and re-defining.

So now we can discuss what could come about … Instead of looking around and interpreting what we see as madness and mayhem, we could perceive this for what it is … perfectly normal and necessary … and a tremendous opportunity!!!

If necessity is the mother of all inventions, then we will all need to roll up our sleeves and start … inventing!!!  In the US we elected the “change” candidate.  I watched as his top advisers and Cabinet members were named and rumored, one by one.  Right now the MSM and some on the blogosphere are having a feeding frenzy because Obama has tapped many “old energy” people to be around him.

If one dispassionately steps back and views this from a broad perspective, there is much to suggest that, yes, “change” is on the agenda for the next US administration.  The first hint, to me, which screamed out, was his choice of Rahm Emanuel as Chief of Staff.  Here is a man who is renowned for getting the job done.  He has a tough, no holds barred, take no prisoners reputation (which is probably overstated a bit).  He helps bring balance to “No-drama Obama”.  This told me from the very beginning that Obama means what he says, he is the candidate of “change” and has every intention of following through.  He is tapping those who have expertise in specific areas, which is necessary to get the job done.  Looking at leaked hints of who he's gathering around himself and viewing all of them as members of an orchestra … this should raise some eyebrows and give us hope.  A good sign is all the bloviating from detractors and those who would benefit from maintaining the status quo.

We, collectively, want to move in a different trajectory.  Watch for technology to become more prominent and revolutionize entire industries.  We will have health care reform in the US.  We will have a new energy policy.  Some of our old energy activities will go the way of the horse and buggy.  Try as hard as they may to hold on (which is happening now) we must allow them to fall because they have outlived their usefulness.

You may think I'm being too vague here, which is true, because there are simply too many possibilities to choose from!!!  Wow! 

Those who have and hold power always want to maintain and gather to themselves more power.  They will resist change at any cost.  Ideas or actions that challenge this power will be perceived as threats.  Right now, this moment, there is a war going on.  Old ways of acting and thinking have lost their power.  The war is never over, however.  The final nail in the coffin for this battle here in the US was hammered in on November 4th.

Reading the tea leaves here … Once all the Herculean efforts used by the old paradigm to stop, block, or resist new ideas is removed … the flood gates open.  For those who thrive and blossom in an atmosphere of creativity and innovation, our time has come. 

This will not last, however.  We have a “window” of between one to two years.  It is up to us, collectively and individually, to bring about this transformation. 

What shall we create today, you and I?

  FastDart : Peaceful Arrow

Re: What's Ahead

FastDart said Nov 21, 2008, 5:31 PM:

 

There were some interesting things said on Coast to Coast AM on November 19th. that echo many of the points you bring here Keith.
I think you've zeroed in on the facts and I can hear the cards falling as I type.

What shall we create today, eh?

  rugged_gurl1 : The Virtue of Many Things In Life

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

rugged_gurl1 said Nov 21, 2008, 2:28 PM:

 

I wrote a post about the economy– http://discoverfarther-w-humanity.gaia.com/blog/2008/11/what_was_the_last_thing_you_wondered_about

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Nov 21, 2008, 3:20 PM:

 

 Gaia is a spiritual site filled with religions from around the world. 

“Bailout” is the Name of the Game!

The Federal Reserve, excerpts of the Banking Crisis! By Mark Arnold 

 The Ultimate Casualty

Just as I was completing this “Bailout” series, Congress was debating the Housing Bill which has the purported purpose of assisting mortgage challenged homeowners as well as bailing out secondary mortgage market giants Fannie Mae and Freddie Mac.  On July 23rd 2008 the U.S. House of Representatives passed this bill by a vote of 272 to 152.  On Saturday July 26th it passed the Senate and was signed into law by President Bush on July 30th. 

 

Exactly what does this bill do?  The first thing to understand is that the provisions of the bill authorize an increase of the country’s debt ceiling to a staggering $10.6 trillion. That is an increase of $800 billion from this bill alone.  For those of you who do not track national debt figures, $800 billion is about what our entire national debt was in 1978.  (It took 65 years, 1 depression, numerous recessions,4 shooting wars and one cold war to acquire that debt, starting from 1913, the inauguration year of the Federal Reserve.  This bill accomplished that with a stroke of Bush’s pen.) 



The next thing to understand is that the bill provides massive funds for that Fannie/Freddie bailout, should it be needed.  Rest assured…it will be needed. According to Ron Paul, Representative from the state of Texas, the bill authorizes what is in effect a blank check to bailout Fannie and Freddie to the tune of what could be as much as $100s of billions before it is all through.  

 

This would be done through the U.S. Government purchase of the compromised mortgage backed securities and effectively transfers their liability and loss to the American people.  The bill is indeed, as Representative Paul describes it, “the mother of all bailouts.”  It dwarfs in size previous bailouts, saddles the tax payer with a huge liability and becomes the logical ne plus ultraof the banking game as it has been played.  It also is another inflationary response to the problem as it authorizes the creation of more billions from nothing which further depresses the value of our beleaguered dollar, already sitting at all time lows on international markets.

 

In the end the ultimate casualty of this sort of action is the money itself; in our case “the dollar.” The Fed and Government bailout and inflationary response to the current banking crisis is an effort at a short term solution that guarantees the longer term problem and that problem is the loss of the currency itself.  The inevitable end of inflation is the demise of money through rendering it valueless; exactly like the goldsmith who issued too many receipts relative to the gold he had on deposit.  And when the dollar goes what replaces it?  Is the “Amero”right around the corner?  

 

Incidentally, there are several other provisions in the bill of note.  It is required by the bill that anyone working in the mortgage industry be fingerprinted.  Also required is that every single credit card transaction by U.S. citizens be reported to the IRS.  This is an outrage!  Are we to assume that this crisis was precipitated by not having mortgage brokers fingerprinted?  What right should the IRS have to your credit card transactions?  Why would these be in the Housing Bailout Bill?  

 

A Perfect Financial Storm

Were I the type to say, “I told you so,” now would be the time to say it.  Back in July at the outset of this Bailout series I talked about the failures of Bear Stearns and Indy-Mac Bank and predicted that many more would follow.  Across the last 2 months we have witnessed just that with the collapse of Washington Mutual and Lehman Brothers, the buy out of Merrill Lynch by Bank of America, the bailout of American Insurance Group (AIG), the largest insurance company in the world, with a $130 billion loan from the US Federal Reserve, and of course the now infamous bailouts of Fannie Mae and Freddie Mac.  And all this is not to mention the $700 billion federal bailout of the entire US banking system just passed by Congress and signed by President Bush.  We are living through an unprecedented time economically; what could be called a “Perfect Financial Storm”. 

 

The “Storm” is having many effects at personal levels.  Most of you who have 401Ks or who have invested in the stock market with hopes of retirement security have taken big hits.  I checked one blue chip mutual fund this morning on the internet just to see the effect being caused by the on-going stock market crash and this particular fund had lost 1/3 of its value over the last several months.  Reportedly, nationwide retirement accounts have taken a $2 trillion value loss over the last 8 months as a result of this crisis.  Credit is tightening, and loans are tougher to get.  Companies are being forced to lay off personnel.  We are clearly in a recession and have been for some time.  Only now it is a planet wide situation with banks in Europe and Asia now failing and needing bailout by their respective countries.  Just yesterday Central Banks of the top 7 industrialized nations in the world took the unprecedented step of acting in concert and simultaneously dropping their interest rates ½ per cent in an effort to get credit flowing in the global economy.  It is a step that may have ramifications far beyond economics, but first things first.

 

The first few installments of this series covered causes of the debacle ranging from the establishment of the Federal Reserve to the issuing of sub-prime real estate loans by banks which are then sold to the secondary market, Fannie and Freddie and are then packaged as mortgage backed securities and sold to investors including Insurance companies (AIG), Pension Plans, other Central Banks, Investment Banks etc.  The question that must now be asked is “Why?”  Why would a bank issue a loan to a person who does not qualify for it?  When you realize that, to a bank, loans are assets as long as they are paying and become liabilities when they do not, it simply doesn’t make sense to loan money to an unqualified borrower.  So why do it? 

 

The answer to this, partially, is the “moral hazard” concept economists have been talking about in connection to this crisis.  This simply has to do with the fact that as long as the banks can be bailed out by the governments (your tax dollars) where is the real penalty for making bad loans?  The bankers never end up having to be responsible for them.  (Of course no one is mentioning that that is a major reason for the Central Banking scheme in the first place.) But in this instance, moral hazard does not explain entirely what has been going on.  There are other reasons.  So…let’s crank up the Way Back Machine to take a look at them.

BEWARE OF ANYONE PROPOSING A CHANGE IN ALREADY WORKABLE FINANCE SYSTEMS. / Be very careful it is not being done to bring about a personal rip-off.
 
There is no political philosophy that ever can or ever will solve economic problems, for they are two different fields, aren’t they”?

Duplicate and understand these data.  As you walk your way through the morass of conflicting and enturbulating financial conundrums that are our economy they will serve you well.  As an example, for our economy to be this much of a problem and for the problem to persist as it is there must be many lies connected with it.  

The Bubble Inflates…

So…why would a bank make a mortgage loan to someone they know would be very likely to be unable to repay it?  The Way Back Machine has deposited us in the year 1977.  Jimmy Carter, a Democrat, is President and signs a bill into law called the Community Reinvestment Act.  The purpose of the bill is to prevent banks and financial institutions from engaging in a practice known as “redlining.” “Redlining” is described as follows:

Before the CRA, many bankers excluded low-income neighborhoods and people of color from their lending products, investments, and financial services—a practice known as “redlining.” Community activists coined the term when they discovered that the failure of banks to make loans in some low-income neighborhoods was so geographically distinct, that it was easy to draw red lines on maps to delineate the practices.

Of course this practice smacks of racism at the worst and at best a bit of social injustice.  But from a banker’s view there could be other reasons for not loaning to low income areas and people.  The obvious one is that, being low income, they simply do not qualify for the loan.  Banks, for all their frailties and warts, had developed some standard know-how on the subject of loans and these involved certain criteria such as identity and income verification, debt to income ratio, and, on mortgages, down payment amounts, appraisals and loan to value ratios.  These practices all came under assault as a result of the CRA.  Exactly how is described as follows:

In the 1970s, activists in Chicago and across the country brought strong pressure on banks to lend equitably to all those in their communities.  Since its passage, the CRA has been used across the United States to win tens of billions of dollars in new lending, investments, and services for communities.  The National Community Reinvestment Coalition tracks more than $1 trillion dollars in community reinvestment pledges nationally.

The problems of racism and social injustice certainly do not have their roots in bank’s lending practices and those problems certainly would not be vanished by forcing banks to lend to low income people.  Regardless, only limited damage was done by this bill from 1977 to the mid 90s.  And then things started to change.  So what happened?  We take the Way Back Machine forward in time.

 

It is the year 1992; the waning days of the first George Bush (Republican) presidency.  A bill called The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 is passed and signed into law.  This bill introduces the requirement that Fannie Mae and Freddie Mac devote a portion of their business to the purchase of the sub-prime loans mandated by the Community Reinvestment Act.  This meant that the secondary mortgage market was now accepting these sub-prime loans and thus opened the door much further to additional sub-prime loans being originated by banks and mortgage companies.  Prior to this, the effect of the CRA was severely limited by limited access to Fannie and Freddie.  The banks originating the loans had limited places to sell them to.

 

We move forward to the Bill Clinton (Democrat) administration in 1995.  It was in that year, as a result of Clinton’s request, that regulatory changes were made for CRA with the intention of strengthening its effectiveness and further reducing redlining. Once again an effort at solving a problem instead of vanishing it; once again a political system attempting to solve an economic problem.

 

By 1997 Bear-Stearns and Co. (one of the first large investment banks to fail earlier this year) publicly launched the first mortgage backed securities based on these CRA enforced sub-prime loans.  By 2000, Fannie and Freddie were deeply involved in the sub-prime game and Fannie announced that soon 50% of its business would be sub-prime. The artificially created housing bubble was about to really take off. 

 

By 2002, as a result of the above, the bubble was starting to move into full swing.  It was in that year that a bill called the Sarbanes-Oxley Act was passed.  This law was created in response to the Enron accounting scandal and had the intent of forcing corporations to be transparent in their book keeping by requiring them to gauge the value of their assets and securities according to the current market price of those securities rather than the price the security was purchased at or some other value. 

 

This accounting standard is known as mark-to-market accounting and was yet another example of “solving a problem.”  In case Congress hadn’t noticed, it was already illegal for Enron or any other corporation to falsify their records in order to artificially maintain their stock value.  More efficient law enforcement was possibly required; not another law stacked on the existing law.  Intended or unintended, Sarbanes-Oxley and its mark-to-market accounting requirements would have vast negative consequences. 

 

As the new century moved forward the housing bubble, fueled by the factors above plus low interest rates maintained by the Federal Reserve, expanded and expanded.  The sub-prime mortgage backed securities were sold by investment banks and Fannie and Freddie to investors, banks, insurance companies, pension funds, central banks and others all over the planet.  Housing prices, spurred by this artificially created sub-prime mechanism, sky-rocketed all out of pace with the normal inflation rate.  Even if a sub-prime borrower found he was unable to afford his mortgage, he could just sell the house; usually for many thousands more than the purchase price a few months or a year before.  It seemed there was no way to lose.  And then the bubble burst.

 

The Bubble Bursts…

The natural laws of economics eventually catch up to the lies of politicians and quick buck rip-off artists.  As early as 2006 some economists were warning that the bubble would burst as it was obvious that the rise in real estate prices was not based on sound economic fundamentals but was being caused buy the factors above which encouraged huge speculation in the real estate market.  An explanation of this from one economist, Dean Baker, written in March 2006, follows:

 

“Nobody doubts that there has been a sharp increase in house prices, the question is why: Is it because of fundamentals or a speculative bubble?  A quick examination of the fundamentals should remove any doubts on this issue.  On the demand side, neither income nor population growth has been especially rapid.  Real per capita income has grown at a respectable rate of 2 percent annually since 1997, but this is considerably slower than the 2.8 percent annual rate from 1953 to 1973, a period which saw no run-up in house prices.  Furthermore, the median family income has actually been falling since 2000.  Population trends also would not suggest a surge in demand for housing.  The number of households grew by an average of 1.4 million a year from 1995 to 2004.  This is far slower than the 2.8 million annual growth rate in the 1970s when the baby boomers were first forming their households.  The age distribution is also not consistent with a surge in demand for housing.  The rapidly rising house prices come at a time when the baby boomers are moving out of their years of peak housing demand.”

 

From the data Mr. Baker presents it was clear in 2006 that the reason for the real estate boom had nothing to do with sound economics and was therefore doomed.  Later in the same article he actually encouraged a pre-emptive bursting of the housing bubble to limit the damage he knew was coming by having the Federal Reserve start issuing data to consumers to explain the difference between a speculative housing bubble and a sound production boom based on real demand.  This would have caused consumers to start to slack off on housing purchases and real estate values would have started to slide back toward their real levels.  The bubble would have burst sooner. 

 

By 2007, as the adjustable interest rates on these sub-prime mortgages began to kick in towards the higher rates, 3 or 4 years in to the mortgage, the wave of defaults started, housing demand dried up and real estate values started to fall.  The tsunami effect this started cascaded through the mortgage, secondary mortgage and investment community like a tidal wave.  Investment banks like Bear, Stearns and Lehman Bros and banks like Indy Mac and Washington Mutual found themselves owning and responsible for mortgages and mortgage backed securities that were being heavily compromised by these defaults.  As result of the mark to market accounting procedures forced in by the Sarbanes-Oxley Act these institutions were required to report their asset values reflecting the real time market value of the assets. 

 

As the investment market dried up for these mortgage backed securities this value rapidly descended toward zero. This forced the banks to have to raise additional capital to cover their losses and started to impair the bank’s ability to make loans.  Other banks, which in normal business times easily make loans with one another, began to believe that other certain banks (those heavily exposed to the sub-prime market) possibly would not be able to repay a short term loan and so ceased loaning to them.  The credit crunch was on.

 

So now here we sit, in the midst of the greatest economic disaster since the Great Depression.  Take another look at the LRH quotes above.  The effort to solve the social injustice of perceived racism was done by enforcing a government mandated economic “solution.”  More “solutions” are piled on top of this.  Each “solution” becomes the next problem to solve.  Sit back and confront the problem of racism.  The lies do not point in the direction of economics although it can appear that way with such things as slavery entering the picture.  The lies point to a problem with people and their personal and social aberrations.  They actually point to what we handle with Dianetics and Scientology.  The irony of our current situation as Scientologists is that we now find ourselves the effect of something that only we have the solution for.  

 

Therefore we must now turn our own confronting and truth revealing glare on ourselves.  The fact is we are in this situation now because we have not moved fast enough as a group to implement our programs and handlings for the world.  There are good people in the world.  But the truth is many of these good people, with the help of a few suppressives to be sure, were the ones who implemented these “solutions.”  And now many good people are being hurt and destroyed. 

 

It did not have to be this way.  It need not continue this way.  But it will and even worse unless we all find it within ourselves to pull together and get this job done.  We have no choice.  Thanks,  ~kes

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Nov 21, 2008, 11:25 PM:

 

Whew ~KES! I read every word of that… and now I read on…

  Sherrilene : Living Ever Closer to Excellence!

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Sherrilene said Nov 21, 2008, 3:23 PM:

 

Hey, it's me! I made it!

I was in London when things started to crash. It was pretty dismal; many people in a panic but many others just confused since they weren't 'players' in the big deals anyhow. Most people aren't! People started talking about saving their own money again and screw [pardon me… ] the banks. I was pleasantly surprised with the free spiritedness that was coming through.

In my case, coming from the developing world, we definitely are not players in the big game. We just generally look on and hope that things don't get so bad over there that you can't travel over for holidays! We need the foreign exchange; all of our debt are in your currency… Ours isn't considered valuable enough for trading…

But apart from that, as I said to my British friend while I was there, life goes on. Humans figure it out. There are people in Africa and elsewhere living off of $2 a day! These are people with families, where resilience is necessity.

I have been observing here that the small vendors are doing good business now; people are starting to negotiate and bargain etc. It isn't all bad from what I see. And it's getting the money baggers to clean their acts up. I'm completely, totally for that.

Finally, I don't consider the financial crisis to be a greater crisis than the droughts in other places. Every place gets its share of real s**tty stuff… and I think it's just to remind us that nature is the Boss, so keep it real.

That's my real quick thoughts on the matter.

Mankind will figure it out, and hopefully will do a much better job than before. See my blog for today in detail…

Love to all my friends! Sherrilene

 

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Dave [no longer around] said Nov 21, 2008, 4:00 PM:

 

Great context of reality Sherrilene,


The big picture can be summed up with bookends..

Bookend 1) As you so clearly shared.. Africans living on $2 a day.

Bookend 2) The $700 B US Troubled Assets Recovery Plan (TARP) changed its mind, and the funds are now being distributed to the banks to invest as they see fit.  CitiGroup is using the money to acquire more companies, while this week announcing that they are laying off an additional 53,000 people.  Meanwhile, 66% of the shares of CitiGroup are owned by Wall Street Funds, and not the general public.  Secretary Paulson says… 'we know better, so leave us alone… trickle down economics works.”

There is WAAAAAAY too much gap between the bookends, and hopefully… the common human is going to stand up to Bookend 2 and say we are not going to take it anymore.

I am totally amazed at how we, the 'lower and middle classes”, just let things unfold… without makin our concerns be known.

I know this is not popular, but the west could use a whole lot more reality check… and unfortunately, a depressed economy may be the only way.

D

  gina : Gaia Child

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

gina said Nov 22, 2008, 3:55 AM:

 

You folks have to bear with me a graduate of the school of hard knocks. As I read this whole discussion, I am agreeing to some and in a quandry of others. Yes, our country is in a bit of a mess, to put it mildly.  I am not sure who coined the phrase “the love of money is the root of all evil” yet it speaks the truth.

Growing up in the sixties, seventies and eighties, I saw my parents rise from upper lower class to upper middle class and then most recently, to upper lower class people.  My folks were hard working (blue collared) individuals who respected the value of the dollar, yet the temptation of “having” the green did get the better of them twice.  My dad worked for one of the major companies in the United States, General Electric.  He worked on F111's mechanics.  

Money was flowing into the family, and then, without warning, the Department of Defense pulled the contract and that led to a snowball effect of massive layoffs and loss of jobs; consequently within the last five years, General Electric has moved most of its United States workforce overseas.  The main plant located in upstate NY used to boast thousands of employees (the plant there was a little city inside of itself boasting its own fire department and police department and ambulance) to a mere five hundred employees.  With that happening, my father lost his job at GE (or was asked to take an early retirement) move the old to get with the new. One positive outlook on that is that General Electric continued my father's insurance up until six years ago, which covered his heart surgery and most medications.  That was a miracle in itself.

Back to the discussion.  I believe that the “fall” of our economy as it is today, began back then.  Coleco (toy company) that was housed in Amsterdam NY suddenly shut down, JM Fields began closing their doors to open up the fires to the AMES Department Store and so on and so forth.  Major retail stores such as Montgomery Wards, Howland's and now Macy's have closed their doors.  We see the Airline Industry suffering because of the cost of fuel.  Airline travel has been cut to a minimum…why?  No more direct flights, no more “meals” or even snacks on a four hour flight; too many long airport delays and naturally, though I am for it, the increased security and fear amongst travellers.  Many folks that I have spoken with said it started with 9-1-1, but it was happening well before that time which caused the crack to open up. Friends of my parents used to say, if we had a “war” then all the economy will improve.  Well, we had the VietNam War and the Gulf War in my “years” and now we have this 'war” which is approaching the time frame of the VietNam War, and it has become worse. 

I know to some of you, who are way more intelligent and versed in these matters, may say this is a simpleton speaking, but folks, take a look around and have a flashback…our country was suffering yet it was masked and covered up.
I am not sure if it was Keith or Andrew that had pointed out…”let the big guys fall” so that we can start over.  Well, my “hubby” said the exact same thing.  Once the big guys crash (yes there will be a loss of jobs and plenty of them unfortunately) but the opportunity will be there to go up because we will have reached the bottom. 

In another discussion in one of my groups here in Gaia, we got into a discussion of a mass amount of people who will be out of a job if the auto industry goes into the hole.  Once again, our government did not see this coming or if they did, covered their eyes, when the first gas crisis came about in 2005.  I was in the industry then.  Prior to that, my paychecks were in the four digits every week and by the time December of 2006 came around; in the last six weeks of my tenure in the industry, my paychecks were 52.00 a week.  Yes folks believe it.  I have to place the blame on that all around  Congress, the auto makers and the oil tycoons both abroad and stateside.  Could they not see that every auto manufacturer was making large SUV's and larger four door trucks with Hemi engines that were sitting on their dealer's lot for way over a year.?

Myself and my “hubby” do have big dreams but we also see reality.  We are lying low, watching and patiently waiting for the bottom to hit and then grasp the opportunity.  The area in which we live is a tourist area and the year we moved here, it was busy and prosperous, however, the reality was hidden….condos were going up, but no one was buying, smaller businesses were closing early during the season and hotels were at half occupancy from the year before.  This past season (spring break, fall break, vacations, motorcycle festivals, etc…were well below the expected turnouts).  A multi million dollar condominium complex situated on the Gulf, is now up for sale.  It has a total of five occupants.

All we are doing is sitting back, trying to save what little we can, and at this point contemplating taking out money out of our checking accounts and just paying cash for everything seeing that the economic crunch may jeopardize the credit unions as well.  A new year will be upon us and business will be anything but usual.
In a business, “it takes three years of hard work to even start to see a small profit”.  It may take three times that amount to even begin to see a change.”  Good or bad, one cannot guess.  Patience my dear friends is going to be a virtue.
Please let me know if I made any sense.  I do apologize for my lack of knowledge and education in this matter, but this is heart felt and street wise. 

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Nov 22, 2008, 5:18 AM:

 

Hi gina,  Thanks for painting a brilliant observation and complete experience of economics.  What you bring up here is exactly what Amber has brought up and is completely on the subject of economics with an accounting of how this has affected you and your family.  I believe that 911 was the wake up call for all mankind.  I read something funny in one of the political pods where it was described that the suppressive personality described “GOD” = Gold, Oil and Drugs.  
Also, I don’t see any lack of education in the area; as I am here to learn and share what I find right beside you.  Observation is the highest of any learning curve and you have personally experienced the environmental changes first hand.  Well done for seeing truth for what it was and is. I have seen our economy tumble during the Bush Administration.  Personally, I never believed a word that came from him.  He fits in the Oil category and all of what we are experiencing now until Obama takes office is still on his shoulders.

Your take on all of those places you describe in business spiraling downward and folding are perfect examples of what we the people have been confronting.  What you are observing, apparently, in our modern world, is an obscuring of actual economics to the ignoble end of taking everything away from everyone by the State. So their revolt takes the form of inaction and inefficiency.  

I have been running my own business the past 20 years and have experienced the exact Ups and Downs you describe. No matter which group I work with, I have found this to be true.  So on this wake up call since 911.  Please–we don’t need to invalidate ourselves – any of us.  Knock that off.  It doesn’t help economically.

What I want to change is getting all to see that things aren’t as dangerous as the news stresses, and I want to encourage others to continue with their own Spiritual & educational enhancement, as that alone spirals things up artistically and spiritually.  Yes we live on a crazy planet with a very small percentage that are working hard to make people feel fearful for their own monetary gains. Kathy

  gina : Gaia Child

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

gina said Nov 22, 2008, 5:34 AM:

 

Kathy,
Thank you for taking the time to read my babblings. :)  I too am a small businesswoman, however, I have not officially rolled the business out onto the red carpet.  I have been in the planning stages since 2002-03 with little help from any others except for Greg and my family.  It is a small business of crafts, floral products, christmas ornaments with a planning of expansion to diversify into the household and office cleaning.  It takes time and money which i have neither of at the present time.  LOL>
I was told that if I sought help from the SBA that they will give loans to women (because we are considered a minority) and regardless of past credit.  Hah!  What a bunch of BS.  I find it difficult to believe in the powers that be because with all their promises to help the “small and the weak”, they seem to add stipulations that one cannot achieve except the wealthy and even they are having hard times.  SBA was supposed to have lower interest rates (as advertised) however, they forget to mention, how low or should I say how hi…no wonder the small businesses struggle.
OK, enough said.
Many thanks Kathy

   Meenakshi : Connection

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Meenakshi said Nov 22, 2008, 6:01 AM:

 

Coming back to the topic of how the economy is affecting us personally, today.

What I see is, strangely, a sense of calm till I see that it is actually numbness. The other day, I met people who'd been laid off. The ones who stay, have survivor's guilt; the ones who leave, cope by thinking of the first small thing that might be affected: the doctor's appointment, the movie they were going to see…

Different ways of coping.

Those who lay people off, felt the emotions, but not the right to show them as they were being “the bad guys” here.

To keep the company secure, as well as allow everyone their personal space.

When the economy goes south, as it is now , in the U.S. for sure; it is about the fears that come up, and the ones that are suppressed. Co-workers who are forced to part; who once worked on a team and now have to be reminded about not sharing confidential information with ex-staff.

It is not only money but also emotions, decisions and personal  changes that take place, whether or not each of us is at present hit on the pocket book.

On the other hand, I also see the clarity that begins to dawn….

  Lucid  : Nagarjuna's Accountant

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Lucid said Nov 22, 2008, 8:46 AM:

 

Hi everyone, thanks for creating this lively discussion. I just read over it once very briefly, but I'm gonna give it a proper read through just to not get anything twisted. In the meantime, I feel this video is appropriate and beneficial to this discussion:

http://video.google.com/videoplay?docid=5232639329002339531

Enjoy : )

  Judi : Journeymaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Judi said Nov 22, 2008, 11:30 AM:

 

Hi everyone, good discussions.  I want to throw my two cents in for what it's worth.
 

Here's how I look at economies


An economy, to my way of thinking, is nothing more than the way in which a society decides to share the land and its resources.  It's the land that provides everything we need.  By utilizing the land and its resources in a cooperative and sustainable manner, humans can not only survive but also thrive.  Sadly, our economy is not designed to allow cooperative, sustainable use of the land and its resources.  It doesn't provide every human being for generations the access to all they need from cradle to grave.


In a natural economy, people work cooperatively to utilize the resources of the land and share the fruits of their labor.  No one has to pay for anything, and their work, their labor, is all about producing the things they and their neighbors need instead of producing and marketing things that people don't need. 


In the current economy, which is entirely artificial, the land is not accessible to anyone unless they buy a piece of it from those who acquired it originally through deceit, and malice.  Those who came from the continents across the “pond” came with their “ownership society” mentality and took the land from those who had lived on it for millennia.  For the most part, the indigenous peoples of this continent had been living with a natural economy and self-governance, which served them well.


The current economy can't survive without rampant, mindless consumption, cutthroat competition, and destructive practices.  Here's why I think that's so:

  • When people have to pay someone for the land and/or the house they live in, they can't just utilize that land to support their lives, they have to create an income from that land, or get a job to have an income to pay for that land and/or home.
  • Anyone who wants to have access to food, shelter, clothing (the basic three of survival) has to participate in this economy in some form or another, i.e., we have to have some means of making money (a livelihood of our own or building assets by getting others to do the work for us).  Having a livelihood means we have to have something to sell as well as a market to sell to.   
  • We sell our time, skills, energy, ideas, services, and products either to an employer, or directly to our market.  As a social worker, I sell my skills, time, energy to an agency that gets its money from the federal and state governments.  My clients aren't really the clients of the agency, though we pretend they are; congress is our employer and our market) and they decide whether or not we deserve the funds (everyone's tax money) or not.  If they decide not, then I don't have access to the economy, i.e., the job that generates my income to pay for food, shelter, clothing and other simple amenities. 
  • If you are self-employed, you have to drum up business or you can't participate in the economy either.  You won't have access to the dollars needed to pay for your food, shelter, clothing, and other simple amenities. 
  • There can never be enough jobs that pay enough money for everyone to live comfortably from cradle to grave.  There will always be some who are denied access to the economy and therefore poverty can never be eradicated.  Poverty isn't about lack of resources, there are plenty of houses, food, clothing, etc.for everyone even in this economy; it's not a matter of scarcity but a lack of access that creates poverty. 
  • There will always be greed and violence as people compete with one another for land, resources, and the jobs that make it possible to access them.  For example, how many of us have given up a job to someone else who applied along with us because we felt they could use it more than we could.  That's just a small example of how this economy breeds competition.

There's a lot more to say about all this, but for me the question is not “how can we fix this economy?” but how can we disentangle ourselves from it and create something more natural and equitable? 


Amber, my daughter, and I have been talking about changing the way we live and experimenting to see what alternatives there are.  I've always felt there was a way to band together with others to do this – sort of the “build it and they will come” mentality – but I also know that the system has a stranglehold on us that would be hard to break unless we all understand what that stranglehold entails.  Plus I'm just a visionary - it will take a group of people who share the vision to make it real.  A natural economy and society requires self-governance, and cooperative efforts to make it happen. 


My desire now is just to start opting out of this economy little by little as much as I can.  I just hope that my children can be part of a larger shift in the future.  It seems as if the perfect storm has arrived to make it possible - climate changes, economic ruptures, global communication, a spiritual awakening - all driving us back to local economies of equity and sustainability.


So, there ya go.  Another way of looking at things, sort of radical, I know, but certainly part of the discussion.

   Meenakshi : Connection

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Meenakshi said Nov 22, 2008, 4:53 PM:

 

Judi,thank you for describing your vision, that you and our lovely Amber are trying to achieve. Just this is a huge leap forward; from feeling liberated from “the economy” which seems to have replaced “society” as that chimeric source of all ills –at least if the media is to be believed.

This is exactly the kind of discussion we need to continue having: what is REALLY happening, in each of our lives; and how are we fitting it into our entire life; and balancing it with other aspects of our day to day life.

Look forward to reading more:)

[And did I say out loud–WELCOME to our pod, which is now yours as well!!!]

  Judi : Journeymaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Judi said Nov 22, 2008, 8:14 PM:

 

Hey Meenakshi,
Thank you soooo much for your warm welcome here in the thread – and for the one on my grapevine!
I love reading your comments and have an incredibly high regard for your insights, and ability to bring out the best in people.  Amber's always spoken of you so highly and I know you've helped her through some really rough times.  So thank you, thank you.
I will bounce out to my message page and invite you as a friend so I can keep up with the things you're doing.  Well, hmmmmm, not keep up so much because frankly you are so busy here at Gaia that there's no WAY someone could keep up, but I guess keep in touch is a better way to phrase it :)

  Michael : consciousness

Let's discuss the ECONOMY! How are you feeling, coping, chang

Michael said Nov 22, 2008, 11:46 AM:

 

I'm so sick of reading the newspaper and seeing these headlines of “global recession possible” or “hard times all too evident.” This is absolutely stupid. It is such a sorry fact that if the media prints something enough times, say a thousand times a week, people buy in a believe it. They sit at home and accept it and talk about it and they have no idea what kind of economy we truly have, who is in charge of their money, and what they can do about it.

This is a time in our history where we as a brotherhood should be flourishing in all of our technology and wisdom and we watch the crappiest channels full of censored subliminal messages and buy into it.

I do not accept that point of view. I am much more optimistic. I believe that now is the time for the fittest to survive, for the smartest to go to the top, to take charge of their own lives and create the lives they dream of. So banks are controlled by the fed and you may not get a loan. There are ways to save money, start businesses, make profit and capital.
Think of them and do them!
Its time to take advantage of the freedoms we have left and make our own lives, not the lives the media, bankers, and leaders want us to have; subservient lives. I will not listen and create this self-fulfilling prophecy, it's rubbish and we don't need it. Get out there and work for yourself. Sell your talents. Live the life you want. Forget the mindless sheep.

If you are in a bad situation, change it. Everyday is a new opportunity. Quit your crying and make your own life.

  ~KES : Communicator

Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Nov 22, 2008, 11:58 AM:

 

Hi Michael,
I agree with you 100 percent.  I tried to say this but you say it so that everyone understands.  It's a beautiful thing to not watch the news for a week or read the paper and what you describe does happen.

Kudos for your writing.
Kathy

  Jackie : Protector of the Innocent

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Jackie said Nov 22, 2008, 12:26 PM:

 

My husband and I are trying to live more simply.  No cell phones, one car.  I am hoping that once our debt is paid off we can start renting a place with a nice yard so I can garden for a good portion of our food.  Gosh, I can't believe the prices in the stores, especially for veggies!

We've taken a hit with the rising prices, but we are plugging along.  Right now we are kind of stuck…

I stay home with the kids.  If I went back to work without a degree I'm not going to be making much.  I will make enough basically to pay for the child care I would need, maybe bringing home an extra 30 or 40 dollars each week, which will probably mostly go into my gas tank.  So we keep talking about whether or not its really worth it? Not to mention my husbands hours change ALL THE TIME.

Amber, I am excited to hear about your journey learning about living in/creating a permaculture! 

  mita : Awake-catalyst

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

mita said Nov 22, 2008, 6:50 PM:

 

Hi Amber and Others

There is no way I can read all the posts and answer questions. I like to invite you to browse my blog on Deep conscious Capitalism
and read my paper (mostly written on fly online..so needs editing) to really get a handle on the problem. I desperately need a few reviews and comments.

Also please join my POD that has been silent to ask question. Once we understand the basic source of the problem then it is easier to develop a fair and sustainable solution from local level up to global. It all begins with perception of money and a series of misperception (wrong views that compounded the problem) because we forgotten how to share and reciprocate and create abundance and well being for all. I am under the weather a bit…so got to quit now.

Peace
mita

  1Vector3 : "Relentless Wisdom"

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

1Vector3 said Nov 22, 2008, 7:24 PM:

 

Hi mita, I was thinking of you as I posted and lo ! you posted simultaneously, to the minute !!!

I have not compared your views to mine in specific detail (yet) but I encourage people to explore new viewpoints like yours and mine.

Blessings, OM

 

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

John said Nov 22, 2008, 7:33 PM:

 

We have become consumerists more than merely consumers. We've relied on this religion of consumption. If a terrorist attacks, go shopping! Go to Disneyworld! That will solve all our problems. But we couldn't continue consuming the way we did, not if it would take the equivalent of five earths to sustain our way of life. It had to collapse.

Money is an illusion. Something only has value if we collectively agree that it does. It's one arbitrary system over another, whether we're trading beads and shells or euros and dollars. We create our own reality.

Now, times are tough where I'm at. But I still have a roof over my head, food in my belly, which is a lot more than a lot of people have. I can still take solace in a sunset, in the evening stars, in the sweet twirpings of the morning birds.

The paradigm is shifting. And I see that as a good thing. The question is, as the economic world collapses and trickles down on us (you too, Australia, you'll be feeling it soon), what kind of world can we create in its stead? If we can create a world of real economies and real communities–from the roots up, from the local to the global–won't we be better off? Why wait for Obama, we're doing it now, we're doing it here on this website, we do it anytime we breathe and enjoy nature and watch the sunset and realize that we are not the sum of our checkbooks (or the debts of them either).

I don't doubt that there's tough times ahead. I only hope that we can minimize the suffering and unrest. This is our moment, and I'm ready to roll up my sleeves and start getting things done.

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Nov 22, 2008, 9:11 PM:

 

Judi ~ Thanks for taking time to post and give recognition.  I agree with you that we can all learn and are lucky to have Meenakshi at the helm of this site. She is unconditionally loving to Gaia.   I look forward to both her and Amber leading the way for this group.  Congratulations on your published book at Amazon  Between The Worlds by you…I know from filmmaking that you have been through tons of economic lessons.  Very well done!


Jackie ~  You give such a perfect example of being a mom.  The original derivation of the word economy in the dictionary goes with household and you prove it is great to do that as it is more economical.  One can always use resources to start a workshop or write a book to gain whatever money you will need for this for futures. I love your children's pod and support that.  You are a breath of fresh air bringing terrific ideas to this community.  My advice…enjoy every moment of running a household and enjoying one of the highest artforms on earth… being a mom and awesome wife.

Mita ~  Thanks for your website.  I hope you do create the time to read this thread that Amber has created.  Its actually quite good and I know others have been creating time to contribute to this group.  Feel free to read and compare ideas to your writings.  We would enjoy that.

OM ~  Gaia Networking's mod is such a pleasure to team with always very validating and bringing the balance and intellect we need on Gaia.  Thanks for what you do.  I learn a lot!

John ~  Thanks for posting.  Great read.  Money is an idea backed by confidence and its fun to get all of the different takes on the subject and how budgeting goes with economics to make a better world.

Basically, I wanted to take a minute and thank everyone for keeping this post going and continuing and we look forward to everyone's viewpoint and how the subject of economy affects us, as well as suggesting some solutions.
~kes



 

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Nov 22, 2008, 11:58 PM:

 

Yay! Good to be back on this thread…

I got off of work this evening from my retail, consumerism obsessed profession, took two hours worth of pay and exchanged it for a bucket of Kentucky Fried chicken with all the sides, burned up 1/6th of an hour's pay in gas going thru the drive up window and then home, fed three people on it and still had leftover's, pee'd in a 5 gallon bucket with a splash of Lysol to save flushes and the cost of water for the household, put a plug in the sink so water wouldn't run down the drain as I washed my face and brushed my teeth, and now I'm using 3 hours of pay to connect to the Internet this month and read the great things all of you have to say about our world! Aren't you all glad I'm being so intimate?! ~grin~ (the bucket has a lid and is very sanitary by the way!)

1. Where are you saving your money and cutting back or are you?

2. How are you consuming differently because of a feeling of pinch in the pocketbook or have you felt that pinch yet?


My favorite post coming on this evening was Michael's because I live with a roommate who constantly watches the news and reads the paper and gives me all sorts of gloom and doom about how nobody is shopping, profits are down 17% at our store, and 'the sky is falling, the sky is falling'… she then comes home from work (we're also co-workers) and complains about how swamped she was all day with customers at her counter! LOL Really? The store is full of people but they aren't buying anything? Hmmm…

Our profits are down for sure because our store is sending out 30% off everything in our store coupons and having Power Shopping Sales all day Friday and all day Saturday to coax people away from our competitors… it's not like the store isn't making money… it's just not making money hand over fist at the 200% mark up as is usual… Okay, I don't sell ski equipment or fine jewelry so the mark up might only be 75%, I'm possibly exaggerating but you get the idea!

Our store employees are all stressed out because our hours have been drastically cut and they are sure it's because nobody's buying anything and so we're all about to lose our jobs. They forget that we always have our hours cut before the holiday season because we hire on way to many employees the first of November to train them in anticipation of the crush of people after Thanksgiving. The company doesn't provide payroll hours for the increase in employees so everyone gets 15 hours a week until Black Friday. Then we're all up to our eyeballs in work! This happens every year but because the media is doing the gloom and doom chant, everyone thinks this is something new?! We are truly brainwashed by that idiot box! Thank you Michael for singing my tune…

I have faith in the American Public's addiction to consuming and see first hand, every day I go to work, that the 'economy as we know it' here in the U.S. is alive and moving along, albeit at a slower and more deliberate pace. We may chose to spend in different places such as Plato's Closet brought up by Keith, and the dollar menu's and movies, but we are spending… mostly on credit… because we are acting like we've just started a new diet. You know how starting a new diet goes… the minute you start it, you crave dough-nuts! You never craved dough-nuts before but now you do and you want a dozen of them, not just one!

So, the American Public has gone on a spending 'diet' because the media tells them they've gained a Recession. (don't look in the mirror… it isn't pretty!) They don't go into the stores during the week as much…but heaven help them when the weekend hits because by then, the urge to shop has gotten so out of hand that I could put bowling balls out on the aisle and people would buy them because they're on sale for only $17.99 with an original retail value of $45.00! I can see all of you lining up for a bowling ball because it's such a great deal! LOL I have them in 12 fabulous colors too! Oops… I sell makeup not bowling balls but you get the idea!

“If you are in a bad situation, change it.” Some people are truly in a bad situation and making a statement like the one Michael made is over simplifying IMO. The rest of us are only in a bad situation because we 'think' we are in a bad situation… anyone reading about my 5 gallon bucket with lid to save on the cost of water must think I'm in a 'bad situation' but my attitude is good and so is my situation! Would you really expire because you had to give up the $25 per month newspaper that feeds the doom and gloom, the $45 to $75 cable bill, the source of more doom and gloom, the $30 every two weeks to have your nails done, the $30 monthly latte habit, the eating out at maybe $100 per month depending on how often or where you dined?

(some of the above are still my personal spending choices I am committed to putting on credit because I can't really afford them but still think I'll expire if I don't have them, some I got rid of long ago and I surely didn't expire from the loss of the idiot box)

I'm giving my perspective on the health of the retail world in a semi discount department store. I'm not at a high end shop where traffic may or may not be at a stand still. I wanted to give you a feel for what is really happening in our shopping centers so the next time you hear the sky is falling, profits are down, and nobody is shopping you'll have some insight as to some of the reasons this may or may not be true.

I also want to add that our store is attached to a mall and the traffic in our mall is down drastically. Our particular mall has a store where you can buy real swords and armor if you happen to be a knight, a place where you can rent or own high end bridal apparel, many stores that cater to the 12 to 17 year old crowd who aren't employed yet so have sporadic cash flow, and other such places where you wondered, even in good economic times, how they stayed in business! People aren't flocking there now…

Our buffet style restaurant inside the mall has a line out the door and an established clientele, the movie theater is packing them in, and our indoor playground is bringing in young parents who are wanting to stay dry and get the kids out of the house during our cold and dreary Oregon winter weather. Those people walk by me everyday, (I stand on the aisle remember) thru our store, to get to those places… and I believe we're doing very well. Thought you might want to know!

Smiles!
amber

   Meenakshi : Connection

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Meenakshi said Nov 23, 2008, 4:37 AM:

 

Replying to thread to keep things in order; Amber, welcome back on your thread; with all those new insights! You really bring that fresh perspective from the inside. If we can keep sharing what's happening in our corner of the world, we'll get quicker and better insights than that of analysts on TV or even on Wall Street. On what's really impacting our life, and together, much of the world. I know it doesn't seem intellectual, but it's more intelligent to learn from life than from the words of doubtful experts.

Even big and medium sized businesses may get freed up if they don't have to keep playing to the analysts. Well, there is much more my husband's been telling me for years, so I won't try to explain what I don't personally know [!] .

John, your lines :”We have become consumerists more than merely consumers. We've relied on this religion of consumption.” Exactly!

But there's an emotional component there,too. Once in a while, when I am out shopping, I feel the contentment among the shoppers. It's like deep collective sighs–like eating chocolate is supposed to provide.  “Retail therapy” is not just a hype. It used to be window shopping.

On another note, once in a grocery store, I began to feel panicky feelings around me; soon realized that a hurricane warning had been declared, and people had switched to buying water and canned goods! Out this weekend, I certainly didn't feel anything this close to panic.

The one thing that I wouldn't mind seeing less off, is teens feeling that the way to enjoy life is to hang out in a mall. It's catching them too early. I'm conflicted about that, and wonder what others feel? Or if this is appropriate for this thread, Amber?

  Jackie : Protector of the Innocent

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Jackie said Nov 24, 2008, 8:18 AM:

 

Yes, less teenagers!  Especially the tween crowd that is starting to over take the malls and store after store that cater just to that crowd.  It seems we start kids out younger and younger, making them think they need to buy thing after thing to be in the cool crowd.  This plays into John's comment about being “consumerists”. 

The people who own Old Navy have this all figured out, because they also own Gap and Banana Republic(or at least they did, I believe they still do).  A store for each stage of life, really!  Old navy takes care of the teens with little money, Gap is for the working teen/young person and slightly more pricey and then Banana Republic where its a hundred for a tank top…

The younger they can get them hooked the better.  The dedication to being a consumerist is there, so they can build and build on what these people become willing to spend.

Meenakshi,  I love this, “But there's an emotional component there,too. Once in a while, when I am out shopping, I feel the contentment among the shoppers. It's like deep collective sighs-like eating chocolate is supposed to provide.  “Retail therapy” is not just a hype. It used to be window shopping. ”

That is all too true.  Its not good enough to look any more, one must have.

Maybe we could turn the tide on all the doom and gloom the media spouts off and take it as a good thing.  For once the junk they are letting off is actually helping people to “tighten their belts”.  Being a consumerist is a learned and practiced behavior, but so is being a minimalist.  The media is helping us relearn the minimalist behavior.  Making it more “mainstream”.  Too bad they had to go to such lengths to do so!

  gina : Gaia Explorer

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

gina said Nov 23, 2008, 5:03 AM:

 

Amber, Micheal, and et al,
This is such a fantastic discussion with so many views and opinions.
Amber, I applaud your 5 gallon bucket.  As you pointed out, it is true that during the Holiday season everyone cuts back to add other employees to their rosters to help with the ultimate Customer Service.  It's the old addage, if you let a customer wait too long, then he/she/them will not visit your store again.   I work for a large grocery chain store here in the southeast and they too have added more stores and employees faster than the economy will allow.  We are all on profit sharing plan (of course for those that qualify with the number of hours per say) and in the few short months that I have been in the profit sharing, my share has gone down.  I view it as opening up way too many too soon and a rush to acquire more profits.  What happens in these situations (I was a part of a similar scheme about 15 years ago) is that the public is overwhelmed with ads about a new store and how prices and customer service is beyond belief.  Again, because of a mass opening (we have four stores opening the same day in various locations), they are anticipating a large response when in reality (as it was in my store when it opened), the numbers were lower than anticipated, complaints were rampant because no one knew what to do and there were too many associates running around like chickens with their head cut off and the customer service shops that we all get came back with less than perfect scores.  A week after opening, all extra help goes back to their own stores and the new associates are left to ponder if they made a correct decision.  In a few short weeks after our store opened., we lost five employees, because their hours were cut.  Yes, because our department had a payroll to meet and absolutely no overtime was allowed after the first week. 
I realize that this is off on a tangent, but it culminates that we as individuals make the choices to where we want to work and once hired, hope to be there through all the difficult moments.  Some and most of them are the younger generation, believe everything should be handed to them on a silver spoon.  Lack of work ethic.
Take all of this and combine them with the views of all that are here and try to explain this to the employees that with the trouble in the economy, one has to sit on the outside, take it with a grain of salt because it will get better.  Believe it or not it does get better.
Our economy right now is in the downward spiral and once it hits the altitude where the spiraling will stop, there is no other place for it but to go up and that is where we come in.  How to do it?  We all just have to put our heads together and come up with a plan that is better than the economic professors can come up with.  Cease the opportunity, work it and there will be success.

Sorry that this got off on a tangent, tired, have to be work in a bit, but with Micheal's, Amber's OM's, et al's plans we can work to form a better economy.  We just need to take a stand.

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Nov 23, 2008, 5:48 AM:

 

Thanks Amber (I am grinning), Meenakshi and Gina for more insight and help in this area of survival.

For weeks now, the newswires and TV stations had been declaiming about the forthcoming ‘Recession’ ‘Depression’.  For awhile it seemed that the news anchors, talk show hosts and other rumormongers would prevail, and that eventually enough group agreement would mechanically occur to make these grisly predictions come true. Perhaps even you. Well, as it turns out, it’s not all true.   It is all in attitude which we can individually change.

True, I have no physical evidence to refute the apparent bad indicators, I could perhaps point to a recent event that the media advised us to fear, namely Bail Out of Wall Street, which was, as we know, the end of business not run economically too well, or at least handled in a criminal manner rather than applying the art of economics and conditions that utilize statistics to improve failures.

It’s because (get ready for this) we can do something about it. And we usually do. People aren’t rocks. We do things. We make things better. And it is precisely when things do look bad that decent people like you and me look around and say “How do we fix this?” And then go ahead and do so. 

We grow organically here in Los Angeles and have been gardening for the past seven years and now showing the world the simple techniques via dvd and we recycle - turn off the lights when not in use and if we feel effect, we don’t watch the news much.  It’s not that dangerous in the environment.  One can spiral up and win once again… over and over.  I agree that if the environment seems dangerous and we look around our areas and find things that aren’t threatening,  if there really is some threat, we are prepared to confront it as “we the people” as I truly experienced in the recent election in that park in Chicago.

  Keith : Gentle Soul

Re:Let's Discuss the ECONOMY: Here's something else . . .

Keith said Nov 23, 2008, 12:19 PM:

 


… to chew on …

     Housing is bad enough, but wait — it'll get worse

I wasn't aware that 48% of all mortgages in Nevada were higher than the value of the home!  Wow!!!!


—-
[mod note:”Re:Let's Discuss the ECONOMY” title added for continuity-meenakshi 23 nov 2008]

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Nov 24, 2008, 11:12 AM:

 

 
Dear all,
I think this is really interesting :-) 
(see press release below)


FOR IMMEDIATE RELEASE


People of Lakota Launch Private Bank for Only Silver and Gold Currencies

Hill City, Lakota - November 24, 2008 - In a stunning development, the Free & Independent People of Lakota announced today the introduction of the world's first non-reserve, non-fractional bank that accepts only silver and gold currencies for deposit.

“Today is a great day for us, a day that we begin to exercise our rights as a sovereign people with strength and pride,” comments Canupa Gluha Mani, Tetuwan Council Judicial Member of the Cante Tenza “Strong Heart” Warrior Society.  Mani's 2500 member warrior society has contracted to provide private security services for the Free Lakota Bank.

“We invite people of any creed, faith or heritage to unite in an effort to reclaim control of wealth.  It is our hope that other tribal nations and American citizens recognize the importance of silver and gold as currency and decide to mirror our system of honest trade.”  Mani, also known as Duane Martin Sr, is a member of the delegation that declared Lakota independence on December 17th, 2007.

The launch of the Free Lakota Bank is also an incredible victory for StrikeForce Technologies, the access control experts providing depositor Out-of-Band Authentication.  As the Free Lakota Bank does not require a name, photo identification or social security number to transact, StrikeForce's technology met the challenge of limiting fraud without requiring controversial biometric technology. 

The People of Lakota invite depositors to establish accounts and invest in the Free Lakota Bank's General Investment Fund, the fund it uses to develop profitable free-market enterprise inside Lakota territory.  Mani comments that the nation despises donations and charity, and instead insists instead on “earning our wealth by creating value for those that place their faith and trust in our system.”

The Free Lakota Bank issues an American Open Currency Standard Approved currency, making it readily accepted for trade by over 10,000 merchants and businesses across the continent. 

For more information, visit the Free Lakota Bank website at http://press.freelakotabank.com
____________________________________

Ford's most advanced assembly plant operates in rural Brazil!!

As you can imagine, this video came to me with several layers of people's opinions. I've stripped them out. The vid speaks for itself.

http://info.detnews.com/video/index.cfm?id=1189


Very best,
Kathy

 


 

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Nov 24, 2008, 8:33 PM:

 

namaste-1.jpg tgive picture by TheLightBox

  1Vector3 : "Relentless Wisdom"

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

1Vector3 said Nov 25, 2008, 12:20 AM:

 

Thanks for the info. Gotta send permalink of this post to my Friend Susmita !!!!

I'm not sure I get the point of having a BANK involved, but I sure applaud going to “real” and “non-government” money !!!!!! Or their notes backed by “real money.”

Maybe the reason for “depositing” gold and silver would be so the bank could make community loans. I can see that. I can't see any other reason for depositing gold and silver anywhere…..

Blessings, OM Bastet

  Judi : Journeymaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Judi said Nov 25, 2008, 8:49 PM:

 

Hope this doesn't throw things out of sequence too much since I'm responding to ~Kes's response to my comments!  Whoooo there's a lot of great stuff going on here!

~Kes, thanks for your warm response and for welcoming me to the pod.  And thanks too for mentioning my novel.  It WAS quite the endeavour.  I will have to delve more into your site to see what you've done with filmmaking!  Far more ambitious than writing to my way of thinking!  Anyway, thank you and back to the business of this thread - the economy and all its complexities.

I've been thinking about the many comments about money and its meaning and use.  I see it as simply a means of exchange and not really the core of the problems in our economy. 

When shells, gold, feathers, cows :) or dollars are used, they are – as someone already said (and I paraphrase 'cause I don't have a good memory) – just ways to exchange goods without having to carry cows around in our pocket (or heavy bars of gold!)  I can understand using a means of exchange even in a barter economy for that very reason.  But in the case of barter, money would only be a “placeholder” until such time that you could finish making your beautiful blankets that I'm bartering for with my oranges I brought with me to the New Moon fair.

However, in my little new agey neighborhood, there's no need for money.  We've all come together to do some barn raisin' and changed all our homes to incorporate various solar and even wind and biomass systems to provide heat, cooking, maybe even lights. 

And we all take turns cleaning out the compost toilets we installed in all our homes and spread the humanure gold around all our fruit and nut trees, and some of the other things we grow (except the carrots, potatoes and such kind of things that  grow in the ground or leafy green things). 

We share tools, and household items that we're all comfortable sharing.  We also do a lot of spinnin' and weavin' to make some simple clothing that most of us wear most of the time. 

I'm learning from Suzy to make herbal medicines, and learning from Joe how to make water catchement systems and purifying systems to keep water available to all of us in a variety of ways.

We don't pay for any of these things, they're just the fruits of our labor and everyone shares pretty equitably the labor and the fruits.

We have a few “businesses” to generate a little of that money stuff as long as this here money economy is around.  We needed to pay for the initial building of our community's infrastructure, and we have to pay taxes. 

But way back when we started building our little self-sustaining community, we all contributed to the buying off of our individual places here in town and now we don't owe anything.  Just have to keep it all from falling into disrepair, but that just means lots of parties after we've done our work.

Well, that's kind of what I want with all my heart to happen – hasn't yet, but that doesn't mean I can't dream :)

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Nov 25, 2008, 9:12 PM:

 

HI Judi ~  Thanks for sharing the dream.  I look around my area and see that all of it was once a dream and we are continuously creating our new reality.  What a terrific thread Amber has created to help with being the change.  There is nothing out of sequence that you have posted and the admin is doing a great job helping keep this topic moving forward.


Hi readers ~

Global climate change is a complex subject with many factors to it. I've been reading the various articles posted on the 'net “proving” how it's all a hoax or it is not manmade, etc. 

The problem with each of these articles is that, regardless of how “scientific” they may appear, they omit important data which ends up skewing the result.   It helps if one knows both the data series and enough about environmental science and related topics (oceanography, climatology, studies of ice and water, etc) to be able to evaluate the data.   If one does not have at least fundamental understanding of these subjects, it is easy to be fooled by impressive charts and scientific jargon. 

One could examine who has the greatest interest in forwarding propaganda on the subject (who stands to make the most profit, gain the most power, etc), but that might not tell you the truth for sure either.  It is important to have some context on this subject in order to fully understand it.  

A man named James Lovelock forwarded a theory of ecology in the 60s called the “Gaia Theory.”  In a nutshell, he said we have to look at the Earth as an interdependent, organic whole organism if we really want to understand its operations.   Like a human body, though there may be seperate organs, they all work together to make the body work.  Thus, if one organ is affected, it can affect other parts of the body as well.   If one strengthens the liver, one's skin may become more healthy.  If one's lungs are weak, this can put more strain on teh heart, etc.   If a vital organ fails, such as the heart or the liver, this can cause massive failure and death.   If more than one organ is attacked or fails simultaneously, death is exponentially more likely (lung and heart failure both, for instance).    

This is also true of ecosystems.   They may be able to withstand a blow in one area, such as a heavy drought, but if there is also a significant temperature change, pest infestation, or other stressor, this could be enough to shut down a significant part of the system, resulting in what environmentalists call “desertification.”  (creating environmental conditions that make it difficult for any life to survive).   Lovelock's Gaia Theory is widely accepted by scientists who have found that it explains many hitherto not understood phenomena.  When a single datum aligns many other datums, we call that a “fundamental.” 

Most global climate change naysayers do not take the whole organism into account when they forward their theory.  For instance, there is an ocean conveyer belt system that warms up Europe, that, paradoxically, is shutting down because of ice melt in Greenland, which could send Europe into a mini ice age while Greenland and the pole are melting!    Google “ocean conveyer belt” for more info on this. 

Some of these articles talk about natural cycles, but omit that the CO 2 levels are significantly higher than they have been in any “natural cycle” for the past 650,000 years.   Thus, this is an unpredicted anomaly outside the scope of any known previous natural cycle for that number of years.   We do not even have a prediction on what effects will be created, because we don't have clear cut weather patterns, temperature, etc, to compare to CO 2 levels as high as they are today.  And they are still rising. 

There are a number of similar key omissions these articles overlook, that they would not so likely miss if they were looking at the “big picture” - at how all systems interrelate and affect each other.  When the balance goes out, these systems create a “positive feedback” vector in which they feed each other's imbalances and increase them. Earth Org  has quotes on the environment regarding this point and several articles from people around the world on creating a sustainable or permaculture or organic type environment..  Also your local library constantly keeps updated with new “how to's”. 

Because of this interdependency, global climate change is far from the only thing we have to worry about.  Deforestation creates conditions for desertification which creates conditions for more CO 2, which encourages ocean dead zones, which in turn increase CO 2 (since oceans absorb CO 2 when they are live), etc, etc, etc.    

This web site includes some articles and a free downloadable book on tehe subject of the Gaia Theory as it relates to environmental handlings.  This data has been pretty suppressed and not taught in schools, etc (at least it wasn't when I went).  http://www.ratical.org/LifeWeb/

This scenario is why it is important to come up with environmental solutions that address the problem as a whole, not just the individual parts.   Scientists today tend to become so specialized, it is difficult for them to even look up and see who else is in the room!    Many of them have a very hard time thinking outside the box and actually seeing the entire system - they can only see their “part” of it, like blind men feeling an elephant.   So that is an important point to keep in mind as you read about teh subject.  Look for the people who can think with data across a broad spectrum and actually have the products to prove it.

There ARE solutions and answers.  It is not all black.  Planets have been through far worse and survived and recovered.    There are handlings that each of us can do to reduce personal waste and pollution.   There are some very positive handlings being implemented by large organizations who want to take responsibility for the environment.  

It is not just climate change.  We are simply out exchange with the dynamic of living things - taking far more than what we give back, and that is not a sustainable way to live.   Culture who live with that type of criminal exchange invariably succumb, sooner or later.   For people who are having trouble sorting out truth from fiction on the confusing and technical subject of global climate change, this is a more basic truth that can open a door to a handling for those individuals interested.   If you are interested in finding out more data about how to get your exchange fully in on this dynamic or urge/impulse for survival, write me.   Post  some imagery on creating and being economical here which does include in the exchange mix… housing, banking and money know-how.  This is helping all of us know to grow and change for creating a good future.

ML,
Kathy

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Nov 26, 2008, 1:16 AM:

 

Wow! Kathy you dumped alot of information on both your blog today and what you wrote above! I read thru your blog and now know we have three things hampering our ability to study the economy…

1. The lack of the object I'm trying to study (the economy) isn't concrete so it's hard for us to get our minds around the concept because we can't touch, taste, smell, or pick up and shake 'the economy'

2. The subject has a steep learning curve if not taken in small steps. There are so many ways to look at the way an economy works, effects people, declines, or grows. If we try and understand all the concepts at once without getting the basics, it will be very frustrating and even impossible for us to understand.

3. A word not understood or wrongly understood. We're all at different levels of understanding of the economy and some parts we aren't even interested in so our eyes glaze over during a lecture about sub prime mortgages, annuities, or mutual funds…

I have a fourth reason for being hampered in my studies… lack of time! It's 1:15 in the morning!

I'll be back tomorrow night!
Smiles!
amber

  Amazume : Pure Light Combustion

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amazume said Nov 29, 2008, 1:23 AM:

 

Wow, what a thread! Meaningful discussion. Have spent a few nights reading it, as there is so much content shared.

I agree that economy is a thought based concept, there is enough for all to share, and perhaps the fact that Wall Street, the Banking World and corporations are crying wolf may be a blessing in disguise.

What do I do? I have enough, I share happily and gratefully, and trust I will always have enough. Love sustainable ways of living and fair trade. I participate a little in most markets, but have yet to purchase anything at Wallstreet and Walmart (not feeling the need). I avoid going to the mall and rather go to a down town area instead. I buy based upon need, have my own style so am not getting too caught up in 'the latest style' and 'must haves'. My husband once told me I'd still look great in a potato sack, and I chose to believe that. Have used burlap bags for yard games for my kids' birthday parties, but found them too itchy to keep in my closet ;-)

In my husband's family I'm nicknamed “one size fits all”. His mother (nicknamed Imelda Marcos - due to her shoe collection) always has fine boots and shoes to pass on. Some of his seven sisters love to shop, have great taste and then find it doesn't always quite fit, and lo and behold, wow, of course it fits Nell!

Still I feel we have too much because my husband is a pack rat and cannot throw anything out. Every time he goes on a trip I give things away (a trunk full of stuff to the thrift shop), only to greet his happy return with, yes, more stuff (sigh). Learned to show appreciation for the things I do like, and to quietly plan for a good new home for the rest. Exhausting perhaps, but less so than getting into an argument about it. We are moving at the end of the school year, and this helps give my husband a new perspective. He now buys maybe a third of what he used to buy. Recently he came home with a 24 quart stock pot!
Yes, he loves to cook for an army and invite EVERYBODY to come and eat. I LOVE this about him. I told him if we ever have 20 quart in leftover stew or soup, I'll bring it to the nearest soupkitchen. I do fantasize about taking the kids out on a cold day and getting them involved in giving soup to the homeless.

  Amazume : Pure Light Combustion

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amazume said Nov 29, 2008, 2:02 AM:

 

On how to improve the economy, serving EVERYONE's best interest:

how about his nice idea ?

And maybe 8 years down the road, America will be evolved enough to welcome Wanda into the White House. Then we have covered two new demographics, and she is a genius.

Lastly, and very importantly, to have access for all in a healthy economy, consider your location (and BTW, this remarkable lady has taken on blogging recently for good reason - pls. read the rest of her blogs and see for yourself).

   Meenakshi : Connection

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Meenakshi said Nov 29, 2008, 3:35 AM:

 

Thanks for the links, Amazume. This is very telling:
Are You Living in “ScareCity”That’s pronounced “scare city”.  Definitely it is new perspectives that get us into understanding something as pervasive and amorphous as the economy. It influences far more than the money in our purse.

I enjoyed reading the ways in which you describe your own ways of staying away from “scareCity.” It gives a clearer meaning to the oft-quoted phrase: “It's all in the mind”!

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Dec 1, 2008, 12:32 AM:

 

Yay, Nell! I'm a new Carrotmobber! You know what I LOVED about the Carrotmob video even more then the fact that it WORKED?! I loved knowing there are some very smart, innovative, people out there actually DOING SOMETHING! AND I could join! I can't wait to see what they will think of next!

There ARE positive things we can do in our own little way to make a difference! The best thing way to help ourselves and others is to cheer on those who are trying something new instead of looking at all the things that could go wrong or rolling our eyes because we are SURE what is being done isn't going to work.

Something that is new and innovative is also scary and a bit of a nail biter when put into practice. If you're not one to come up with the ideas then be one of the ones to back someone who does! There is nothing better then a GREAT cheering section when marching into uncharted territory! In the video they worried about the turnout… I can relate. Have you ever hosted an event or maybe a family get together and had little or no turn out? The anxiety around attendance for a host or a leader is pretty intense!

So my new and potentially scary idea of community living the Amber and Mom way is about to launch TOMORROW! We need a cheering section, big time! ~grin~ We have a friend who is in the real estate business who will have the intuition to find us the right property to turn into a 'rent your room in a community to own' project! LOL Okay, I've got to come up with a better name for this concept or we'll be a dud on the Nightly News but I'm very excited to be taking this first step!

The nail biter part is… Will the bank loan us the money we need to purchase a large enough property? Will there be a perfect home and lot to house the 6 to 8 people we'd like to have living on the property? Will we be able to find a real estate attorney willing to draft a contract for the community to rent to own their piece of the property? Will we all be able to get along in harmony at least 90% of the time with the other 10% of discontent something we can resolve peaceably? Will we be able to fund the projects such as a wind powered generator, rain water catchment, retrofit old toilets to low or no water toilets, all to help us to get 'off the grid' in the middle of town?

Yikes! Sounds like a fun adventure, huh?!

Smiles!
amber

  gina : Gaia Explorer

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

gina said Dec 1, 2008, 2:00 AM:

 

Amber,
Good luck with the launch.  It is truly and exciting, yet anxiety filled on a new and innovative way.  Best of luck.

I am sure all of you have heard about the Wal Mart incident.  I posted views on this particular one on another group, however, some of it seems to fit in here.  As our economy still remains in a downward spiral, I cannot fathom the reasoning of the black friday massacre.
I have talked to so many people and in fact just the other day, my mother had told me that my cousin's husband had just been laid off from his job and now there are no bread winners in the family as his wife, mycousin, had made the decision to remain home with the kids.  Now both of them must search for jobs.  I have to ask a couple of questions:
1. How can people go out and stand in line at a store (take for instance Best Buy), all night long just to wait to get a bargain on an electronic item when they also complain that they have to conserve their own resources?  Does this make any sense. (i am writing this at 315 in the morning).
The economy will not be “saved” by this one day of fanatical shopping.  It takes money to shop, jobs to get the money, and industry to produce the jobs.
This all seems to be a snowball effect.
2. Has anyone here come up with any good ideas to get us back on our feet?  I have many however, as a group, we need to put our heads together and actually take the biggest chance of our lives to rebuild our lives and that of our nation.
We have to forget about the banks helping us out.  We need to do this ourselves and I am willing if there is anyone else out there who will actually commit to creating a better way.
Pooling our resources together without the help of certain government agencies, i.e. banks is the only way we can do this.  If I try to explain this here, this will turn out to be a very long post.  If anyone is interested or has any ideas let us work together.  This is the only group that I know of that is actually committed to salvaging our way of life and those of others.  Amber, you have succeeded and best wishes.  We need more like you to actually take that first frightening step.  If we don't, then we will never know if it will work.  God bless you.

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Dec 1, 2008, 4:45 AM:

 

The birth of a food forest:

A new baby food forest was birthed in my friends yard today in Los Angeles.  About 30 people showed up with garden gloves, wheelbarrows, shovels and even a rototiller, to assist with the midwifery.   Ages ranged from eight to eighty and everybody made connection with the soil, at least a little bit. 

We watched the film The Power of Community last week, and this week, we implemented our own version of it. 

Each person brought their own unique viewpoints, resources, and skills to the table.  An eight-year-old helped dig out big bushes and then planted his own pineapple and watermelon seeds that he brought, and took home some of the free aloe and papaya plants that were offered.  We also had a free exchange of hibiscus cuttings, a key lime, and seeds, and one guy brought some gorgeous bromeliads and his magic shovel (it really does work better than other shovels, I tried it :-) 

We built a beautiful spiral herb garden, got a raised bed veggie garden started and planted several fruit trees.

There was plenty of creative use of available materials happening.  For instance, we had to dig up a concrete post hole to make room for a tree.  Someone had the bright idea that the concrete post holder would be the perfect centerpiece for the spiral herb garden – it was shaped like a mushroom and about 2 or more feet high.  We rolled it over there and initiated our herb garden with its dramatic shape.  One lady had extra bricks and concrete and they borrowed someone's truck to bring it over.  These materials worked wonderfully to create the rising spiral walls in the herb garden which met at the concrete post hole centerpiece.  We even filled the post hole with soil and will put a special flowering herb there.  Delicious purple basil and stevia now grace the herb garden, with more herbs soon to come, from shared seeds and cuttings. 

Permaculture design uses patterns of nature, and spirals are a key natural energy pattern.  Aspiral herb garden is therefore a statement of an important natural principle, but is also aesthetic - and practical.  The spiral shape takes up less room then a square garden and it is easier to reach the herbs since the garden is higher in the center. 

One person had the idea of using an already boxed rose garden to plant veggies. Thus, we had an instant raised bed veggie garden, once the roses were cut back and replanted in pots, for people to take home.  She is going to plant a winter garden of lettuce, snow peas and onions and herbs like dill and cilantro.  The aromatic plants help keep pests away from the lettuce.

Another friend, who has her own permaculture garden, offered helpful advice on plant placement and what needed protection from frost, and we worked out a beginning design for the forest that will soon have wandering pathways and the beginnings of a multilayered, edible, self-sustaining ecosystem.   

What we did with this back yard food forest is called “permablitzing”, which is the activity of a community coming together in one location and creating a more sustainable environment in that location.  The idea is that we do this for each other’s houses at multiple locations.  It is not unlike the “barn raising” of the old days.  Advantages to participants is that you learn something about permaculture and/or gardening, you meet and work hand in hand with wonderful people, and you get your hands dirty in a variety of settings which can provide inspiration for your own circumstances.  As this evolves, we will end up having music, lots of delicious food, art exchanges, and many other resource exchanges at these gatherings.  If you have hand drums or a guitar or other portable instrument, bring it along and entertain us while we work or afterwards. The plants like it too.

MORE NEWS:  Next week, we will share seeds, and learn about sprouting and seed saving. Sprouting is a valuable food growing technique that can provide ultra healthy food in good times, and can save people from starvation in bad times. 

We have speakers to enlighten us about a community garden and we will be finding more creative types to give tips.   Everybody is thanked for the awesome help – we’re looking forward to many more fun adventures in future weeks!   

Posting here as a beginning solution that anyone that has a yard or a friend with one can start on. http://Bethany.gaia.com/profile is living a complete sustainable environment so I recommend reading some of the things on her blogs.

~kes

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Dec 1, 2008, 11:17 AM:

 

YES!

Kathy, you have described step number…. 6 or 7? in the Rent To Own Your Room In A Community … (could use some help with this name! LOL)

The Birth Of A Food Forest! What an inspiring report! Even people with Black Thumbs can help by removing the cement post hole mushroom art to the herb garden! If you were reading Kathy's story and mumbling under your breath about your absence of green thumb capabilities remember, there are many things that need to be done when coming together to create something new… you may be the music maker/entertainer and the person who hands out the cups of Cool-aid, not the gardener extraordinaire!

Gina,

Thank you for the encouragement… it's Monday morning and I've yet to make the call to my realtor friend! I think I'll wait until after I eat my breakfast and get my anxiety all under control… the first step off the beaten path is always the most difficult for me!

The Wal Mart incident was a true manifestation of human insanity… Black Friday is pure mob mentality, the same phenomenon that causes people to be crushed at rock concerts and sporting events. From my perspective, as an employee facing the rush of humanity that comes thru those doors, it is terrifying and thrilling all at once. The excitement is contagious, the anticipation builds as the clock ticks toward 4am, everyone gets caught up in it. It's like a giant Easter egg hunt for adults! It's not really about the bargain or the item anymore… it's about the hunt.

The economy will not be 'saved' by Black Friday but Black Friday is an indicator for retailers on how the rest of the Holiday shopping season will go. It is something for the Talking Heads to blab on and on about, influencing the way the country feels about our economy, and it has a huge effect on the way we behave based on those numbers. We all heard the news stations telling us that today's consumer (us) is looking for a bargain, deep discounts, and convenience.

So… now we go looking for bargains, deep discounts, and convenience… if we had heard that consumers (us again) are going to the craft stores, purchasing items in bulk, and then going home and hand crafting their Christmas gifts this year… well, I'd be influenced to do the same! Wouldn't that mess up what retailers have been plotting since September… to make sure you've got the latest gizmo and widget to clutter your home and gather dust in a closet after a week or two? I have nothing against gizmo's and widgets as I have many of them myself! The idea is to make a conscious decision based on many different factors, not allowing our shopping to be influenced by marketing to get something you didn't even know existed until you turned on the idiot box or opened a magazine.

Kathy wrote a beautiful report on what people are doing right now, as a group, to get us back on our feet. I emphasis the word group because this is the key… as unemployment goes up, trying to hold onto a home, cell phones, cable television, a vehicle per person, etc is going to be difficult, if not impossible, for individuals. In groups, pooling resources will be much more cost effective, and using the strength of numbers will make huge tasks like planting a garden or feeding many mouths much more do-able.

Gina, feel free to share your ideas here because this is exactly what we need to continue this discussion on the economy… if we go off in our little corners and fail to share our ideas, people will feel hopeless and disconnected. Not everyone will be able to do a permaculture garden or live in a house with 10 people… these are simply ideas that may work for some. There are other great ideas out there! Do share!

Smiles!
amber

  gina : Gaia Child

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

gina said Dec 2, 2008, 2:18 AM:

 

Amber,
Yes, that first step certainly is a dilly!
To continue with the Wal Mart incident.  I was watching CNN last night while waiting in the ER's waiting room (Greg was putting ointment on my leg when it somehow spurted into my eye…ouchie)., anyway, they are saying that they have it all on tape and will prosecute those that trampled that unfortunate soul!  How in the world are they ever going to prosecute people that they can't get a name on.  Secondly, Walmart stated that they send their condolences to the family and that they pride themselves on safety for their shoppers…Yeah right!  They stated also that they provided security.  Well, where was the security and order that day?  Maybe they were sleeping in the back room or having a last cup of coffee before they headed to the doors.  My thought is that Walmart should pay for that man's funneral and set aside a college fund for his children, after all, it was their advertising that snowballed into that effect.
I also have and am still making crafted products for my family along with sending out some other items, and again this year it is small, yet to me and my family, it is not how much you give but what is in your heart!  I make Christmas ornaments for all my family with the year on it, therefore, it is there to be passed on to their children as well.
As for a business, I am not a green thumb or even a black thumb when it comes to gardening, however, I have some ideas.
A home grocery shopping/with delivery business.  I love to grocery shop and I know the majority of my friends do not like to.  A monthly charge is all that will be required
Furniture refurbishing is also another one.  Ever get an old piece of furniture from a garage sale…well why not.  You can get a contract with the local agencies to refurbish furniture so that it can be given to a family in need. 
Taking old wood crates that were used for displays in stores, and creating tables out of them is perfect.
Well, this is just a highlight, maybe someone could inject their thoughts as a group.

  Lou : The Backseat Driver

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Lou said Dec 2, 2008, 1:12 PM:

 

AMBER,

Millions of homeowners owe more on their mortgage than their house is worth.

Foreclosures are getting out of hand. House prices continue to fall.  But this can stop.

We need to focus AMBER; focus on this very real problem immediately.

I'm starting to have doubts about this Henry Paulson BAILOUT PLAN.

Instead of bailing out banks, we should have the government offer to buy any mortgage for 40 cents on the dollar; and refinance all good mortgages at 5%, at 30-year fixed financing.

Henry Paulson trying to “re-capitalize banks” is complete non-sense.

The Citibank bailout is not a good sign of confidence.  Re-capitalization of banks is only good for giving Citibank “breathing room”, that's all.

The way to solve the problem is from the bottom up. 

Otherwise, more people are going to lose their homes to foreclosure.

All the best AMBER,

Lou

  Keith : Gentle Soul

Let's discuss the ECONOMY! The Great Crash of 2008

Keith said Dec 2, 2008, 1:24 PM:

 


Well, I thought this was extremely interesting … from Economist Robert Reich's Blog … (Emphasis mine)

     …

Even more important, investors are starting to fathom the emptiness of American consumers' wallets. Retail sales last Friday and Saturday – the first days of the Christmas buying season – were disappointing. Had retailers not discounted to the point of taking losses, sales would have been abysmal. In other words, consumers have gone on strike.

Why have they gone on strike? Not because of the difficulty of getting credit. Most consumers can barely afford to pay the interest charges on the debt they're already carrying. Consumers have gone on strike because their earnings haven't kept up. The recovery that officially ended December, 2007 (the National Bureau of Economic Research now tells us) was the first on record in which median earnings declined, adjusted for inflation. Since then, many people have also lost their jobs or are working part time when they'd rather be working full time, or else know they're in danger of losing their jobs.

Dr Reich concludes his post with a warning about how long the recovery will be …

The speculative bubble still has some air in it; asset values will continue to drop before they hit bottom. That will take at least a year, possibly two. But don't expect asset values to bounce substantially back, even then. The only way to revive Wall Street is to revive Main Street, and the only way to accomplish this is to get America back on the course of rising median incomes.

We all knew this, I'm sure.  It's just nice to have one of the major talking heads acknowledging it.


[mod note- title “Let's discuss the ECONOMY! ” added - meenakshi 2 dec 08]

  Keith : Gentle Soul

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Keith said Dec 2, 2008, 2:17 PM:

 

I would agree.  The bailout plan as it is now will only save those at the very top.  It does nothing for 'Main Street'.

This is why the Democrats in Congress are already working on a second stimulous bill (but much, much larger this time) aimed specifically to create jobs, help states and cities, etc.  This is a step in the right direction.  I'm just concerned that late January may be too late.  A lot of damage can be done between then and now.

I will tell you why “the powers that be” are concentrating on the banks.  It has been stated that in the beginning of our last Great Depression, when Republicans were also in control, they sat idly by and allowed all the banks to go belly up.  Historians and economists contend this greatly prolonged the recovery. 

The thinking is that had the government back in the early 1930's bailed out the banks … the Great Depression might have been much shorter in duration.

This is why there is so much concern about the banks.

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Dec 3, 2008, 12:34 AM:

 

Hey there Lou!

Thanks for the input! I completely agree with your statement,

“Instead of bailing out banks, we should have the government offer to buy any mortgage for 40 cents on the dollar; and refinance all good mortgages at 5%, at 30-year fixed financing.

Wouldn't it be nice if there were some way we could have enough influence at the grassroots level to push something like this idea thru? Does anyone know of such a vehicle? Keith, does the Obama site have a place for us to give our two cents? I heard about the Carrotmob.com thing and thought that was a great idea for a focused consumer base but what about a focused voter base? You brought this idea up Lou. Do you have any ideas on how to begin solving this problem is from the bottom up?

I'm also with Keith in that we cannot let everything at the top fall apart but feel we must use much caution when 'bailing out' the Big Business As Usual people when they were the ones making the bad decisions and should suffer the consequences of their actions… meaning that by default, we will suffer the consequences too.

Being smack dab in the middle of retail I have to strongly disagree with the statement “consumers have gone on strike.” This is simply not true. My landlady is in upside down in her mortgage and when I move into a community living situation she will absolutely lose her home if she doesn't get someone else to move in with her. And yet, she is still purchasing at the same levels she always has…

She is choosing not to heat her home but purchases all sorts of knick knack decorating stuff for the Holidays. Does she need any more decorating 'stuff'? Absolutely not. I had to help her get things down from the closet shelf because everything is stacked sky high in boxes. Purchasing something new to decorate with makes her feel good and she can always put on another sweatshirt to stay warm. We purchase items to make ourselves feel good and so a striking consumer would mean a consumer willing to go thru some pain of not shopping and so…

The stores are NOT empty… on Monday afternoon the traffic was so congested from all the people out shopping after work (and going to the post office by the way… December 1st was Black Monday for postal workers! The line was out the door!)  I had to take a back route and come back around to the main highway because you couldn't make a left hand turn into traffic! Today was very similar. What are people purchasing? Fragrances. Gift sets. Anything IPOD accessory related. Jewelry. Random stuff.

We are all making choices based on how we feel each day. We're feeling pretty bad thanks to our incomes being stagnate, the weather in most of the U.S. gray and cold, the television telling us every single day how bad the stock market is and how much money it's going to take to bail out Big Corporate with our money and our children's money, people close to us living on the edge or moving in with us as they go over the edge…

And don't think for a minute I'm not experiencing this up close and personal… a friend of mine has gone over the edge financially and is living with me in this finished garage single room of mine! And, remember… my landlady has chosen not to heat the house! I see this from both sides of this economic coin and I'm still choosing to be optimistic because my friend isn't living in the street, I do have a job that I appreciate in a way I didn't before, and a lady gave me a stamp so I didn't have to stand in that horrendous line in the post office on Monday afternoon!

Much Love,

AMBER

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Dec 3, 2008, 1:06 AM:

 

Hi all,


I just wanted to add this idea to the mix and found the youTube interesting.

- COMPRESSED AIR ENGINE - 

This is a compressed air car engine:

compressed air car

http://www.youtube.com/watch?v=ztFDqcu8oJ4&eurl=http://profile.myspace.com/index.cfm?fuseaction=user.viewProfile&friendID=350075&feature=player_embedded
 
We cannot sit on this information for very long.
 
This man is taking huge risks by getting this created and widespread.
 
We can help him out by reposting this to others.

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Dec 3, 2008, 1:56 AM:

 

I'm SOOOOOOO glad you brought this to our attention, Kathy! I'd seen a similar email or video before but had forgotten all about it! Isn't it amazing?!

And the quote, “In fact, it's always easier to be skeptical then to think in a positive way.” really says alot for me, especially in terms of this thread!

Copy/Paste into my status for the day!

Thank you and Hugz!

amber

  Michael : catalyst-producer

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Michael said Dec 3, 2008, 2:01 AM:

 

1. A total commitment to PERMACULTURE IS THE ONLY way forward to sustainable production of food, to fill the mouths of ALL souls on earth,  IF we are to avoid the road to disaster

That  also  applies to the Amish Community use of “genetic modification” of food plant seed stock,  as an exemplar demonstrator  to all those who are following their lead.

The biosphere IS, as James Lovelock first wrote in GAIA, just ONE independent entity of interdependence and our species are the ones who are continually throwing the spanner into the works.

The spanners must be removed, and if we have a headache because of banging our heads against the brick wall we must stop taking the tablets AND banging our heads against the wall.

falling leaves return to their roots !

2. Service to others IS ALL

3. Forest Gump's mother had it right !


  gina : Gaia Explorer

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

gina said Dec 3, 2008, 3:03 AM:

 

Lou, Amber, Kathy, et al:
This discussion is quite intense.  Amber, I am also on the retail spectrum.  I work for a very popular grocery store chain here in the southeast.  Our stock is private, held by the employees, however, I see it falling everyday. Why?  Because where our business was last year, is non existent this year.  They are still shopping, but not at the rate that was last  year.  Most of our customers are either laid off or completely out of work.  Our “waste” at the end of the day is horrible. Our presales from Thanksgiving was lower than it was last year and that is with all of our stores in our district including one of our “million dollar” stores.  We are all feeling the pitch.  Yet I keep hearing complaints from our newcomers that they can't wait until they can get a better job.  I say to them Good luck!  Discouraging for them, yet I try to give them a positive outlook.  Our company does take care of the “family”.
Lou, how true your words are!  Why should we bail out the banks?  Where were the banks when so many of us lost our homes to foreclosure or neared foreclosure?  Were they there with a compassionate word or plan?  No they were not.  $$$$$'s is all they were worried about.  I am not a highly educated person, nor am I up there in intelligence as so many of you are.  I do keep up with the financial news and the current events and I hope that something will be done that will save our children's future and that of our grandchildrens.

I do have a somewhat start to a solution if anyone is game?  It is a risky one but one that may be worth a shot.  Late January may be a little late, however, this plan can only take place at that time.  If anyone here has a connection to Washington, we need to get together either by phone or email as a group and set up an audience with President Obama!  We need to form an organization, get it legalized, set up a plan of action and personally submit it to him!  This will be the only way we can find out if he truly is a man of his word.  Never mind sending letters to representatives or councilman, why not start at the top as the auto industry and the banks did!  Anyone with me on this?  Let me know.  Email me at ginadenny59@yahoo.com.
Love,

  debyemm : Tree Hugging Dirt Worshiper

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

debyemm said Dec 3, 2008, 12:06 PM:

 

While not minimizing the seriousness of the current economic situation and while admitting that our business has tightened up our credit policy and continues to work actively to bring in open account payments.  While we do consider the future and try not to go overboard with our spending this year for Christmas and other things, it is my belief and it is only that, that once the new president comes in, so will an increase in optimism.  I think as Franklin Roosevelt said “we have nothing to fear but fear itself”, yet if we let our fears get the best of us, we will project those fears onto our future.

I try to look at the whole situation as needed to restore balance and some of the recent efforts of our politicians disappoint me.  I read a great article here -

http://www.newsweek.com/id/170340?tid=relatedcl

for those who might be interested.

It was in the Dec 1st issue of Newsweek and is titled “Don't Get Depressed, It's Not 1929” by Daniel Gross.  It is well worth putting into perspective because the majority of us did not live through that 1930s event called the Great Depression that history tells us was pretty hard on those who did.

And this is not to deny, that there are many who are currently paying the price and many that should be and are getting away with robbery.

Deb

  Keith : Gentle Soul

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Keith said Dec 3, 2008, 1:20 PM:

 

Interesting Deb that … I'd considered the same thing!  If our economic activity is grounded on “faith” and “confidence” … then an Obama administration should give us all a much-needed shot in the arm!!!

I will, however, not to dampen this optimistic post at all, point out such a thing as “economies of scale” …

If the Titanic, to use a well-known analogy, had been many, many tons lighter, or had a rudder that was more responsive given the massive size of the vessel … it could have swerved and missed that iceberg.  The ship's immense size made the type of course alteration needed to avert the collision extremely difficult. 

The world economy is exactly the same.  It's huge.  We cannot adequately fathom how huge it is.  Any attempt to “steer” it in a different direction … must be equally huge.  And once the new direction is set, it will take time before we'll see any changes. 

So what this means is that once remedies are put in place, some will scream bloody murder a month or two months or even six months later because they won't be able to see any beneficial results.  See?  It may be that what has already been done has made a huge difference, but it's too soon to come to any definitive conclusions.

I keep harping on this, because it's not only true but important to understand to keep everything in perspective … ”For every action there's an equal and opposite reaction.

Given what I wrote above, that once steps are put in place to alter the course of the economy, but we have to wait … and wait … and wait … for the results …

… it's not that far of a stretch to see that “the mess” we're presently in began perhaps two or three years ago, or even further back.  The saying that the flapping of a butterfly's wings can be felt clear across the universe is very true … but no one ever mentions that it could take billions of years before that takes place.

Anyway, one can see (hopefully) why the dollars being tossed around are in the trillions and why steps are now being discussed to create jobs and give funds directly to state and local governments.  Think of this as being akin to a dead car battery.  To “jump-start” it you have to give it a jolt. 

Our economy isn't exactly dead, as in a dead car battery.  But make no mistake … it is on “life-support” and any trauma could very well send it over the edge.

  Lou : The Backseat Driver

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Lou said Dec 3, 2008, 12:39 PM:

 

Today Obama signaled that he wants to use a significant portion of the $700 billion BAILOUT to help stop foreclosures by helping struggling homeowners with their mortgages.”The deteriorating assets in the financial markets are rooted in the deterioration of people being able to pay their mortgages and stay in their homes,” –Barack Obama (12/03/08) Obama's idea is totally opposite to Henry Paulson's, who resisted proposals to use the $700 billion BAILOUT to help guarantee reworked mortgages.

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Dec 3, 2008, 9:47 PM:

 

Hello all!

The following YouTube was in my inbox today and I thought, “This puts everything into perspective!” I thought I'd share…

http://www.youtube.com/watch?v=CaSh7QYd-GE&eurl=http://videos.komando.com/2008/11/23/no-arms-no-legs-no-worries/

What can we overcome if we put our minds to it? What would a great sense of humor and the ability to laugh when all seems to be hopeless change in our lives for the better? What would a simple smile on our face and kindness and love in our hearts do to attract love and kindness into our lives?


I believe it would do much to alleviate the suffering and worry we all experience. So smile for me and for you!

Amber Smilemaker

  Lou : The Backseat Driver

Re: Let's discuss the ECONOMY! How are you feeling?

Lou said Dec 4, 2008, 2:30 PM:

 

Can we overcome it if we put our minds to it?


For the healing to continue, more government intervention will almost certainly be needed. A slowing economy, turns more debts bad. Obama must decide soon, very soon, whether to rescue homeowners or not. Even if the worst of the financial crisis has passed, the worst for the economy is almost certainly ahead. How long will it last? Many predict this will probably be over around mid-2009, when unemployment will peak somewhere near 7%.  More pessimists say late 2009, since the recession started back in Dec. 2007. The challenges facing Obama are HUGE, VERY HUGE, so is his potential! My opinion only minus any generality

  Michael : catalyst-producer

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Michael said Dec 4, 2008, 1:07 AM:

 

What can we overcome if we put our minds to it?

What would a great sense of humor and the ability to laugh when all seems to be hopeless change in our lives for the better?

What would a simple smile on our face and kindness and love in our hearts do to attract love and kindness into our lives?


EVERYTHING

Nick Vujicic's “Laugh@LIFE”  lead by the example of  principled values of integrity and responsible, appropriate ACTION

IS indeed an example to us ALL
  but without  a demonstrable adoption  of these principled values by ALL of those whom have brought these world crises to fruition, EVERY BODY from the TOP downward,  Keith's pleas for patience of the people will themselves be further frustrated by the size of the problems.

As I have started to relay elsewhere, THE CRISIS of the independent interdependence of EVERYTHING; as alluded to by Keith in his Titanic analogy and equal and opposite reaction statement, which has been scientifically proven, at the quantum level, NOT to be the case in the context of that level's interdependnece on the really BIG PICTURE;  can only be resolved  by a solution design  which has established at it's core that …

IT IS WE THE PEOPLE, with a 'collective buddha mind-set' who NOW have to adopt the responsible, appropriate ACTION of …

LEADING the LEADERS by EXAMPLE

 

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Dave [no longer around] said Dec 4, 2008, 3:09 PM:

 

While I admittedly wish the world were not so capitalistically driven… as I expect many Gaia members do.. I also spent the last 20 years of my life as a business executive in hi tech.

First, we had an internet bubble burst… because the markets completely overhyped the value of technology stocks.

Then, we had an airline meltdown, because people lived in fear after 911, then it was clear that there were too many routes, and prices were artificially low…

Then, we had a mortgage meltdown, because the value of houses was over inflated… and subprime mortgages was a big reason.

Following that… we had a banking / insurance meltdown, because the value of bank assets was over inflated, because they sold their risk on mortgages to the insurance companies.

Now, there is an automotive meltdown, because there was so much credit available through the financial system, that people bought lots of cars… and now they can't.

What is the value of a bailout… for business?  for the consumer?  It does not matter who the money goes to… any bailout will fail.

The economy of the entire world is artificially high.. for one simple reason… credit per capita is through the roof… and way too high.

Yes.. Obama will move some bailout money around and give it to consumers… but all that will do is delay the inevitable.

That bailouts fix nothing.. they just delay the inevitable…

The world is in too much debt, business is in debt, government is in debt, consumers are in debt… and despite any bailout programs…

Within the next 2-3 years.. the entire world debt bubble is going to burst… and people everywhere are going to have to accept that they have been living way beyond thier means… and now it is time to pay the piper.

As much as many of you will disagree… I promise you… if we do not deal with our own personal debt… then the debt bubble burst, and people will lose everything… then the new countries in the east, like China, and the Mid East,  who supported the US and western debt… will hold the west for ransom… and in response, we will have a nuclear war bubble burst.

Love you all.. and what we must all do.. as fast as possible, is get out of as much debt as we can.. and look to no one for help… other than our own spirits… and our own community of love.

You cannot change the inevitable… and sooner or later, the world economy is going to burst.

Dave

  Michael : catalyst-producer

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Michael said Dec 5, 2008, 9:34 AM:

 

You cannot change the inevitable…
and sooner or later …
the world economy is going to burst …

TIME will indeed tell !

  1Vector3 : "Relentless Wisdom"

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

1Vector3 said Dec 4, 2008, 3:19 PM:

 

Just gotta respectfully disagree, Lou. Increasing the government intervention is like adding more chains to someone struggling to walk and live already in shackles of government intervention. Except the effects of the shackles are far less obvious than real shackles on a person's body…….

Takes a good education in economics to see why this is so. Henry Hazlitt's book Economics in One Lesson is a simple place to begin, if anyone cares to begin looking deeper and not just at the surface. Most people have not even been taught or given a clue that there IS anything below the surface. They don't know that they don't know……

Blessings, OM Bastet

 

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Dave [no longer around] said Dec 4, 2008, 3:57 PM:

 

Totally agree OM.. government action delays the inevitable economic reckoning… and the longer we delay it.. the worse it will be..

About 6 years ago.. Air Canada, the biggest Cdn airline was going under, and they sought government assistance.  The government said no.. Air Canada went bankrupt… layed people off, cut flights, restructured… and less than a year later were profitable and hired everybody back…


The shareholders lost everything.. but hey.. they were the risk takers, and they lost.


It really is the only way to put the errors of the past behind.. and move on.


Dave

  Lou : The Backseat Driver

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Lou said Dec 8, 2008, 11:24 AM:

 

With all due respect, you make it sound too complicated. Yet, it’s very simple. Let’s share the Wealth. Europe shares a good economic model. Here in America, we tend to make fun of Western Europe which may have ended up with more unemployment with a little more equality. When people have higher wages, people aren’t poor, they get to eat, they get to live a better life and have a social safety net. Mark my words, I will set this very simple test for the Obama presidency:“I expect nothing less than what he said he was going to do, and we should hold him accountable.”All the best,Lou Who's is HIM?

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Dec 4, 2008, 10:52 PM:

 


Only 2-1/2% would want to scare mankind with fear and bomb strategy to control & scare people.

10 people, 8 good and 2 bad

We can as individuals understand economics.
To bring about economics, a being must be led to believe he needs more than he can himself produce and must be restrained from consuming his own production.


After that, one has economics, a society and rules, laws, governments and huge industrial combines.  Economics are as simple as they are not obscured and as confused as they are made to serve a selfish purpose.

Any child can understand—and practice—the basic principles of economics. But grown men, huge with the stature of government or chain banks, find it very useful to obscure the subject beyond all comprehension.  Any group of children will soon work out a practical economic system.  Recently children in a park in Russia became the subject of government horror by developing a barter system, exchanging toys for toys.

So if you are confused by “economic statements” by a few chosen mouthpieces of the intended few who will be the State, realize it is not the subject itself but the intentional misuse of the subject which is causing the trouble.

Since all roads—capitalism, socialism, communism—all lead to the same total ownership, none of them is in actual fact in conflict. Only those several groups who each want to own everything are in conflict—and none of them is worthy of support.


The perfect citizen (from a suppressive governmental viewpoint) is one who demands nothing and produces everything and even surrenders her own body on demand—the ideal citizen; the perfect factory worker; the complete soldier; the praised comrade.

Let us take the simple matter of a poor cow. The cow produces milk, more cows and even meat.  By being a producing animal, the cow is made to surrender the lot. She does not need her own milk, cannot use her calves and is also made to surrender her own body for meat. In return she gets a sloppy barnyard, a thistle pasture, barking dogs and abuse.  Sentient or not, intelligent or stupid, the cow yet sets us a fine example of the perfect citizen of the state.

a general or nonspecific statement which is applicable to all. Used  to mean a statement made in an effort either to hide cause or to overwhelm another person. A generality would be a statement such as “Everybody thinks …”

Never work for a suppressive firm and do not support a suppressive government. And work to put us in a position to guarantee that leaders are sane.
Let’s work together not to put anyone in fear and actually show that the environment is not as dangerous as the news puts out.  Look around and find things that are not a threat.  Give some solutions on promotion and making and building a better world.




  Sherrilene : Living Ever Closer to Excellence!

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Sherrilene said Dec 4, 2008, 11:20 PM:

 

Kathy,

As long as I have an ounce of breath, I am going to continue on my own mission of [re]educating the masses to the truth of the system and let people see what unlimited options there are available to them.

In the last week I have sat in the presence of two persons of that 'rule by fear' mentality who simply made up 'conditions' to explain why they could not change situations to make a progressive event, beneficial to all of the persons invested, happen. The lack of ego will was so crystal clear!

I had to put my foot down and insist on respect of my rights as a human, as calmly as I could since the offence was so personal, but in both cases those persons with the power literally lost it! They really showed their true colours in the face of other people and I am thankful it showed up.

I felt an anger… but I also felt very happy that their obvious resistance to progressive change was so clear. In the face of intended peace they lost control. Good!

I endorse your initiative completely! And I encourage you to calmly and peacefully continue to help get this message of absolute, unlimited abundance out to the people who especially are creating value in the world, and not depleting from it!

I love you Kathy!!

Sherrilene

 

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Dave [no longer around] said Dec 5, 2008, 4:37 AM:

 

Kathy and Sherri.. I love your perspectives on self economy…  I truly believe there is a natural economy of the universe, that is based on consuming only what is necessary, and that consumption is fully replenishable.

I equally applaud you both.. that curing the economy starts at home…

I guess I do have one question…  do you honestly believe the 2 1/2 percent, those who are playing the global economy game… as well as the bilions of people who aspire to … the capital ideal… will truly transform themselves, and balance consumption with need rather than want?

How does the over inflated economy bubble deflate gracefully.. versus burst like every other over inflated bubble has for years?

I have tremendous faith in the power of the soul, but I will admit, when it comes to the false god of economic power… those who live it as their purpose.. will never give it up freely.

Love ya,

Dave

  Sherrilene : Living Ever Closer to Excellence!

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Sherrilene said Dec 5, 2008, 5:27 AM:

 

Dave, it's a valid question. And the major point - and one for all of us here in the 'changing the world' business. Do we really believe it is possible to influence economy as it is…?

I don't live in 'pie in the sky' world; I truly believe. And like I said, my faith is such that I say what I have to say in those circles where I am called to, and I do see the differences bit by bit.

If I had to begin with the context that 2.5% resistance is bigger than a whole big universe that's insistent on growth and development, then I'd have to flounder. No question!

I'm just helping the universe set in place what's inevitable; that's how I see it. Imbalance is not the standard in the big picture. Maybe it's time that the 2.5 ers learn this lesson as well…

Take care,

Sherrilene

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Dec 5, 2008, 6:11 AM:

 

Dave,

I guess I do have one question…  do you honestly believe the 
2 1/2 percent, those who are playing the global economy game… as well as the bilions of people who aspire to … the capital ideal… will truly transform themselves, and balance consumption with need rather than want?”

I did not say that only 2 1/2 percent are playing the global economy game.  Every one is on the planet.  Every man, woman and child.  And I did not say self economy.  I am talking economics for everyone not just self.  Billions are not aspired to… they are in the game… including you.  Money is simply a symbol that people are confident can be converted to goods.

Where life has become rough and is failing, a careful review of the area by a trained observer will detect one or more such personalities at work.

As there are 80 percent of us trying to get along, and only 20 percent trying to prevent us, our lives would be much easier to live were we well informed as to the exact manifestations of such a personality. Thus, we could detect it and save ourselves much failure and heartbreak.  Only about 2-1/2% of the 20 percent are the ones I am talking about.  That is a very small percentage… like about 1 in 40 putting out chaos to the masses where 20% only are deeply affected by those that are the true merchants of chaos.  Those 20% are pretty much labeled middle class or bourgeois.

Nine-tenths of life are economic.  The remaining one-tenth is social-political.  If there is a fruitful source of suppression loose upon the world and if it makes people unhappy, then it is a legitimate field for comment which we are doing on this thread in coming up with workable solutions for survival with the current bail out, mortgage crisis and car industry news we are all aware of; and to help make it known what truly can be done by each individual.  It can be a bit misunderstood and I guess we can all agree that the world is going to hell in a handbag, but that is just not me when I know that something can be done about it.


How does the over inflated economy bubble deflate gracefully.. versus burst like every other over inflated bubble has for years

The way we do this gracefully is by applying ethics and justice actions and correct conditions to make the existing scene become the ideal scene.  I haven't posted that.  I am on the part of getting others to see first what is causing the problem as the solution is always in the problem.  Read all of my threads here to catch up and I know that will help.

What you are observing, apparently, in our modern world, is an obscuring of actual economics to the somewhat ignoble end of taking everything away from everyone but the State. The State can then be a chosen few who own all. Capitalism, communism and socialism all wind up with man in the same situation—owned body and soul by the State.

So if you are confused by “economic statements” by a few chosen mouthpieces of the intended few who will be the State, realize it is not the subject itself but the intentional misuse of the subject which is causing the trouble.

Since all roads—capitalism, socialism, communism—all lead to the same total ownership, none of them is in actual fact in conflict. Only those several groups who each want to own everything are in conflict—and none of them is worthy of support.

I don't know what Canada is doing on economics.  What do you suggest the US and its individuals do as a solution?  Thanks, Kathy


   Meenakshi : Connection

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Meenakshi said Dec 5, 2008, 6:47 AM:

 

This is really a great thread; showing how much energy flows into economy. To me, money and the economy has always been about flow. If we can just get into that flow of abundance, we can have what we require…

This seems all la-di-da and hopelessly unrealistic; but when I base my observations about my own life; the ups and down on the budget,earnings, outgoings and so on, I see that it happens.

It seems really strange, but I don't plan expenses [much to the  shock of most of my banker- doctor-accountant- friends and relatives]. The one time when we tried to do things the accounting way–plan what we could spend, by putting earnings in neat little outgoings slots; we constricted ourselves so much, that the quality of our life with the kids began to be affected. We needed to be watching each penny, instead of doing what seems right.

So, I began to follow what the children wanted to do, and to have. And miraculously, things worked out.  When children are happy, and we are de-stressed, doctor's bills are less, believe me! And then we want less THINGS if we can keep each other happy. That is why I am enjoying Sherri's quality of life message so much.

I think it's because of the way we were brought up. We weren't wants-driven but needs-driven. I still am; though the others in my family are not. Unless I have felt the need for something 3 times, I don't buy it. [Seeing that my wardrobe is overflowing and I have much more than space for it, I wonder at that, actually!]

If we use credit cards, it is for the convenience of not carrying cash around. We buy only what we can pay off each month.

When we bought a house, it was a shock as our families never borrowed money–that wasn't the way we lived – but we did take a mortgage, for an amount that was less than what we could have borrowed. We've therefore been able to pay our mortgage even through times when our earnings were LOW.

I've seen people in India live on amounts that are considered meager; but they  feel they have a wonderful quality of life. It's not been about money; and if we can get over the fears, it doesn't need to be.

But of course, I'm not talking about THE ECONOMY. Just about my neck of the woods. There is once again a downturn in our personal earnings; so each time fear threatens, I will continue to read and learn from this discussion…Thank you for this!

  Sherrilene : Living Ever Closer to Excellence!

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Sherrilene said Dec 6, 2008, 1:01 AM:

 

Meenakshi, much of what you said rings true in my space as well.

I was raised to be frugal, to budget, to stretch cash out. We were not 'cheap', just not wild with spending. It's in my blood now, 'economy', the other meaning of the word, which speaks to non-wastage…

Certainly if we moved more to a 'value' based economic system then much of what we tend to buy would begin to look a little different, and what income is made would be distributed differently, more wisely.

I encourage economic decision makers to enquire into what truly is valuable to human beings and creatively build their models around these things… or engage more creative persons in this effort.

If the goal is overall wellbeing of everyone, then what is there to lose?

This was the gist of my presentation in Kenya by the way…

As crises continue to emerge from lack of integration of basic human wellbeing into economic equation, hopefully the relevant lessons will be learned soon…

Sherri

  MarkPropper : malcontent

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

MarkPropper said Dec 5, 2008, 10:37 AM:

 

I think the American Economic meltdown is fantastic, much earned, and much deserved. As a society, We have collectively earned this problem as a result of our combined community effort of self-serving vanity and hubris.

The Bush years have been a rebellion against common sense, scientific and academic thinking, and responsibiltiy. His first “election” was bad. In 2004, when we reaffirmed his presidential position without question, We sanctified the carelessness, short sightedness, and monetary  from this administrations to it's corporate and “religious” supporters. The wound from my falling jaw has still not fully healed.

Bush did not the CAFE standards. He continued to waste tax dollars thining the line between Church and State. Created “Mini-America's” were the Bill of Rights still had legal clout in “Free Speech Zones” far away from “real America” so one could hear them. He essentially presented a blue print for World War III in his “Axis of Evil” speech. He has not realistically nor timely addressed the economy.

Do I need to continue?

But he was sanctified to do all of this in 2004 by his legitemate re-election. We saw what he was doing. We liked it. We, collectively, re-elected him.

So I think it is fantastic that as a result of our infancy and ignorance we are standing in the corner of a huge economic crisis.

I am unemployed; it is the second time in two years. I was homeless for four months after a shady business owner deducted wrongfully out of my paycheck (Department of Labor didn't care.),  my apartment was robbed (lost rent money), and unfairly treated by a financial aid officer(Lost student loan needed to repay stolen rent money). I lived in my car for four months, worked two jobs, bathed at a gym, and tresspassed in parks afterhours for entertainment.

The economic crisis for me has been here since 2006. Now that Wall Street is affected it is finally worth dealing with. Apparently, Wall Street leaders have enough money to throw at our candidates to buy an immediate response. I am against the Wall Street bail out. I am for the Auto Maker bail out. I feel the automaker's issue is partially due to the lack of consumer response. If Americans had demanded more fuel efficient and environmentally friendly vehicles the industry would have followed suit. If the federal government had raised CAFE standards the auto makers would have adjusted. This industry is also one of the last vestiges of union labor and letting these companies fall would be the near death of any hope that wage workers would ever be able to again collectively address their working conditions through self created organisation. Normally, I am not so supportive of Corporate welfare but the amount they are asking for is peanuts compared to the money hastily rained upon the financial sector who didn't even get a chance to show off their shiny leer jets.

What am I doing?  I am going to college to become a Radiation Therapist, come hell or highwater. I am taking note of the rational of my fellow citizens and making a move to get away from them. I use public transportation. I live on the cheap and as green as possible. I cook all my own meals (lost 50 lbs as a result).

What I do after is up to me. I will use my increased income to sustain myself and the environment. I want to but as much land undeveloped land somewhere and just most of it lie. Other acres will be devoted to electric producing windmills. I want to be a green capitalist. In doing so I can create the types of energy or products that I think should exist. I assume it will be modest and calm. It's something to look forward too.

As far as the rest of “I can't help myself” America, “Tough Love” is the word du joir. Television, fast food, and alcohol aren't going anywhere. And neither are they.

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Dec 5, 2008, 3:01 PM:

 

Thank you for posting MarkPropper !  I have been trained to not go past words i don't understand, so in looking up words from your insightful wisdom-filled response I can attest you grasp this subject and have solutions that are simple to apply.


“CAFE” Standard    means “Corporate Average Fuel Economy”.  In the laboratory for Energy and Environment at MIT, I enjoyed this article.
to help me with the concept and a bit of related in the mechanical engineering website overview, put together by a professor also makes sense.  Here is a speech of the history of economics at their school.

While this nonsensical “axis of evil” rhetoric spews from Bush’s mouth, doing nothing but angering other potential terrorists, the article Turning from the Axis has a good read.

The Big Pharma industry has an exact point where they entered the banking system and there is a huge change in the economic system and they use nothing but marketing skills and false labeling to put the average person in fear.  The ask your doctors ads that are epidemic on tv are not a joke.  Most people are waking up to this scam and hopefully before its too late.

Many thanks for your tough love approach and for sharing what you are doing to make things go right.

 


  Sherrilene : Living Ever Closer to Excellence!

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Sherrilene said Dec 5, 2008, 4:27 PM:

 

Mark, you're a cool guy. Like we say in the Caribbean 'Nuff respect!'

I know for a fact that economic crises get attention when those people who actually have money start getting problems! But the majority of people I know - everywhere! - don't ever have surplus. They're often simply trying to stay afloat, even when they are well educated etc.

And in terms of a global economic crisis, hasn't the world been in economic crisis for… well… forever?

I'm just hoping this time the powers that be or that will be, will seriously look at these economic models and put some common sense into them. What is the point of governance if it doesn't serve the people you're governing?

Peace and love. Sherrilene

  Keith : Gentle Soul

Economists appraise Bhutan's happiness model

Keith said Dec 5, 2008, 7:17 PM:

 


Oh!  This is just too good not to pass along …

Economists appraise Bhutan's happiness model

(12-04) 04:00 PST Thimphu, Bhutan – In the thick of a global financial crisis, many economists have come to this Himalayan kingdom to study a unique economic policy called Gross National Happiness, based on Buddhist principles.

When considering economic development, policymakers here take into account respect for all living things, nature, community participation and the need for balance between work, sleep and reflection or meditation.

“Happiness is very serious business,” Bhutan Prime Minister Jigme Thinley said. “The dogma of limitless productivity and growth in a finite world is unsustainable and unfair for future generations.”

Read the rest of the article …  Here

  Sherrilene : Living Ever Closer to Excellence!

Re: Economists appraise Bhutan's happiness model

Sherrilene said Dec 5, 2008, 11:42 PM:

 

Yayyyy!! I consider Bhutan to be an outstanding example of alternatives available in economy… where there is political will.

If you don't mind, I am going to cross post this to the Featured Member thread, which is emphasising Quality of Life and its elaborations in everyday life!

There really are no limits to the possibilities. Let's not be fooled…

Keith, thank you so much for bringing this alternate perspective!

Brings me hope :D

Sherri

  Keith : Gentle Soul

Re: Economists appraise Bhutan's happiness model

Keith said Dec 6, 2008, 9:12 AM:

 

Post away Sheri!!!!

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Dec 5, 2008, 9:12 PM:

 

Hello All!

I wanted to thank everyone for the new information to chew on! It will take me a bit to read thru it all so I won't be able to comment for a bit but I'm glad so much input is being dumped on this thread for all to learn from as many perspectives as possible!

How was that for a run on sentence?! LOL

Smiles!
amber

  gina : Gaia Child

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

gina said Dec 6, 2008, 3:02 AM:

 

Mark, Amber, Kathy et al,
This is a very interesting discussion and much has been contributed.  
Mark, you make a valid point.  Why should we bail out the banks.  Between 2003 and 2006, Chase Manhattan bank caused some serious damage to our home.  What I mean is, there was a time when Greg and I were out of work, him for a lesser amount of time, me for up to a year.  We explained our unique situation to Chase and thought they had understood.  Boy were we wrong.  Whenever we got the statement for the house, we were amazed that on every one, any payments that we had made were basically held.  What Chase employee thought was the right time, they were take a partial out of the payments already sent, apply it to another month and then send a statement telling us we were behind.  We had faced foreclosure many times.  In each instance, we never talked to the same person.  Every person we got, had no idea what we had told the previous person and there was no way that we could talk to that one in particular person.  Some of the representatives at Chase did not speak english correctly and refused to let us speak to someone of higher authority.  The last instance was when we moved here after we sold the house, we received a call from Chase saying that we were behind in payments!  Mind you, the house was paid for after the sale yet three months later, they still had us owing money on the house.  We finally got a certified letter from them stating that all had been corrected. 
The auto industry needs the government's help.  Should the industry go under, millions will be affected from the higher ups to the hourly wage worker and their families.  There would be more foreclosures on the houses and more unemployment paid and more people without a place to live.  If anyone here is interested, I had posted a blog as to what we can do as a group to try to get the ball rolling.

Please, read my blog and then add your insight to it.  We need to start asap.
With love,
Gina

  mita : Awake-catalyst

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

mita said Dec 6, 2008, 10:07 AM:

 

First there is a huge gap in what is being taught in economics or financial manaement circles is world's apart from the actual source of the problem. So a correct diagnosis is to be made who are not within the BOX and can make a proper diagnosis rather than patching up symptoms with band aids so to speak.

The only evil is IGNORANCE. why do we have a mindless system of production and consumption…pollution and waste in one hand and extrme deprivation poverty in other hand..why we have ridiculous concentration of wealth in few hands.????

It all begins and end with how man-made currency/monetary system evolved and got monopolized by a few, because majority do not understand how the system operates locally, nationally and globally!!!

So I invite you to check some of the resources in my blog on deep Conscious capitalism to begin with. Lets all become part of the solution than part of the problem.

Lets begin with understanding the PROBLEM first.

We need to harness the power of collective attention and focus in the right direction which is proper diagnosis of the problem, so solution will emerge…they are emerging as we speak, if only we care to mindfully study.

Peace
mita for Deep Conscious Capitalism

  Lou : The Backseat Driver

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Lou said Dec 9, 2008, 8:46 PM:

 

Let’s all become part of the solution than part of the problem. Let’s begin with understanding the problem first. The pro-business, balanced-budget economics of the Clinton years isn’t going to work in 2008  Today’s world is a world of income inequality and stagnent wages.  A Quote from Obama’s book “The Audacity of Hope”  “The ideals at the core of the American experience, and the values that bind us together despite our differences, remain alive in the hearts and minds of most Americans… I offer personal reflections on those values and ideals that have led me to public life, and my own best assessment of the ways we can ground our politics in the notion of a common good.” —Barack Obama  We need to tap into that restless, nervous energy called INDIVIDUALISM working for GOOD is the story of America. lou

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Dec 6, 2008, 10:48 AM:

 

I want to thank Keith for bringing the Bhutan's happiness model on Economics.  I look forward to reading more and helping forward this. Of course we need gross national happiness. (or gross world happiness). This is another solution that will help every nation.  I look forward to reading Bhutan 2020: A Vision for peace, prosperity and Happiness.


Happiness is not itself an emotion.  it is a word which states a condition, and the anatomy of that condition is interest.  It is the overcoming of not unknowable obstacles toward a known goal.  This will bring solutions to the sustainable living and to further encouraging education as a life long endeavor and measuring this with happiness makes complete sense.

It is my own belief that no government should be interfered with. When a government is changed, it is changed to resume its old shape.  No revolution is successful.  Any and all changes which occur by reason of more knowledge occur along the lines of evolution and not along the lines of revolution.  There is something which is above nationality today and above the level of the United Nations.  Man is confronted with a weapon of such magnitude and range that unless some solution appears, Man will cease to exist and all life may cease to exist upon this planet.  How does one influence this problem of this magnitude beyond the level of nations?  

The answer to this problem is communication. Areas of enturbulence cease to exist as soon as communication is leveled into it.  We can feel a sense of upset as we are learning something new, a feeling that happens just before we know it–feels a bit explosive before the calm of awareness.  My husband and I give Way to Happiness booklets in our business and have noticed the amazing calm that happens on the return flow of thanks and increased business.

In our family we do What Meenakshi describes above so eloquently using the game of money as a flow and just keep flowing and putting prosurvival attention and  purposes out in abundance and it does come back as one of the natural laws.

  Sherrilene : Living Ever Closer to Excellence!

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Sherrilene said Dec 6, 2008, 8:38 PM:

 

Kathy, yes. Basic, decent, sincere conversation is incredible in sensitising persons, then the ball's a rolling!

I'm so thankful to have you on my team!

Do take care. Sherri

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Dec 8, 2008, 4:56 AM:

 

Thanks for discussing this in the Feature Member thread where we get to read more contributions and cross post enlightenment on the economy around the world.  I feel so much more relaxed talking about this subject and receiving more solutions to a higher quality of life. Meeting you is a gift sharing the freedom to observe and find other avenues to address our own economical scene. 

_____________________________________________________ 

Playing for Change interview with Bill Moyers    has an amazing solution for musicians.  There were so many people that went to the website after this they had to take it down and expand the server space.  Now it is finally up so I blogged it as well.  

Mark Johnson is the co-director of a remarkable documentary about the simple but transformative power of music: PLAYING FOR CHANGE: PEACE THROUGH MUSIC.

MARK JOHNSON: Well I think music is the one thing that opens the door to bringing people to a place where they are all connected. It is easy to connect to the world through music, you know. Religion, politics, a lot of those things they seem to divide everybody…

BILL MOYERS: The film brings together musicians from around the world - from blues singers in a waterlogged New Orleans, to chamber groups in Moscow and a South African choir - they celebrate songs familiar and new, to touch something common in each of us.

____________________________________________________
This is a short essay on Barack Obama by Bill Moyers you will love.

 

  MarkPropper : malcontent

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

MarkPropper said Dec 8, 2008, 1:57 PM:

 

Sherriline, ~KES, Gina, Mita, and everyone,

Thank you, ~KES, for posting information.  I can agree with a lot of the points made in the article. I don't think we can go around the article's first common sense paragraph.


The key to curbing America's ever-growing appetite for petroleum isn't more fuel-efficient vehicles or high gasoline taxes or huge surcharges on gas-guzzling models.  It's all of those measures and more – carefully combined into a self-reinforcing set of policies that affects everyone who makes, buys or uses vehicles and fuels. (Nancy Stauffer, http://web.mit.edu/newsoffice/2004/vehicles.html) I tried finding a biography on Nancy Stauffer but was unable. She is, in fact, a writer at MIT. 

I think it is our jobs as users of petroleum to put ourselves on diets. It is our jobs as consumers to steer production by making it adapt to our needs and values. It is our jobs as citizens to elect people who reflect our values as consumers and ethicists beyond those that are over marketed: gun control, abortion, death penalty, gay marriage, etc.


How far in 13 years of the Internet age has your computer advanced?
How much have cars advanced , in relationship to fuel economy, in the past 100 (Happy Birth Year, Model T)?


About this Much:
Automobiles still use the same internal combustion engine on which the Model T depended almost 100 years ago. And while the Model T boasted 25 MPG in 1908, average car mileage for 2004 according to the EPA was only 20.8 MPG! ~Fred Burks, 
http://www.wanttoknow.info/050711carmileageaveragempg

And since 2004:
The Environmental Protection Agency reported that the average performance of new, 2008 model cars and trucks was 20.8 miles per gallon in 2008, up 0.2 mpg compared with 2007 model year and a 1.5-mpg increase since 2004.   (I don't see the increase.)
http://www.cbsnews.com/stories/2008/09/19/tech/livinggreen/main4462093.shtml
This chart is much more positive:  

This chart shows the “harmonic average” of  newly manufactured passenger  cars to be roughly 31 mpg. The disturbing trend is that the CAFE standards haven't been raised from 27.5 mpg since 1985.  So the government pressure for more environmentally friendly cars hasn't increased since the Reagan era.


I'm really glad the computer industry has responded to our need to talk on our cell phones, watch telivision and play Nintendo as we drive blindly and tow the dead horse carcass, that is the auto industry, into this future.

It's the 21st century!  I didn't get my flying car!  And woe, I didn't get a fuel efficient one either!

I think it is an outrage and self inflicted insult that there hasn't been a drastic increased in fuel efficiency in 100 years.  We've behaved with petrolium like an infant with free access to the sugar jar, consuming madly with no conscience of how it will effect us.  My biggest fear is the steep decline in oil prices that will produce a steep incline in world wide complacence.  I don't know how gas prices drop to more than 50% of their peak in less than a year.  I always felt a market correction has been in order since it hit 3 dollars.  I feel we're experiencing  the opposite of the steep increase as driven by the futures markets.  Oil was a hedge against the falling dollar.  Now that the markets have disintegrated, oil has fallen with it reheralding the age of nearly free fossil fuels.

This is the time to seize for new technology.  The price of shipping is in the dust bin making distribution much less expensive and cheaper to produce.  I wish I had the capital.

But who has the capital?  Where are the small businesses that are supposed to fix these problems, rise up in times of economic despair, and lay the groundwork for the future going to come from?  The average household income has plummeted since the 80's when compared to inflation. We have no extra capital, which is debt ridden, and time deficient.  I'm only able to blog right now because I'm unemployed.  We work far more in a richer society than the Europeans who have a culture that allows you to live your life and governments that are more socially beneficial.  If we're richer collectively shouldn't we be allowed to live our lives and have a more beneficial society?  Shouldn't well-being and liberty be the way we flaunt our incredible GNP?

This is where we can finally hear the curse we live under spoken so loud we can't hear it.

Class Warfare.

If money is power, then the lack of money is the lack of power. Bailouts are worse than just creating welfare assisted companies and corporations we have to feed every time the natural cycle of capitalism goes full circle.   it is a reassignment of the wealth in our country back to the top of the pyramid to be allowed to “trickle down”. Trickle down, that is, until the immense clouds of capital have dissipated into nothing by way of wrongful, careless, and unethical business dealings or mistakes made by a tiny upper class that employs it's lower classes it's janitors and contributors. They paid a lot of money for the government they want, in payments called campaign contributions, and, be damned to all, they are going to get their money's worth.

And we are not.

And so, the money and the power are redistributed into the faulty and brutal hands of the same lechers and culture who created the problems American debt is somehow supposed to solve. The money and the power, intertwined and inseparable, are held by power and money.

So I am sorry, Gina, that you are having such problems economically. Looking at the past eight years, America has been waging war against itself and voting for the opposing general to rule them, but what can any of us do?   Besides “vote”?

I've come to approach living in America like living in a third world African country. You live here, you do what your supposed to, but misfortune still befalls you due to the environmental factors. The environmental factors are the actions of your neighbors and leaders and the effects of those behaviors.

When you live in a conflict ridden African nation and you don't want your family to get raped and butchered, what do you do?  You get the heck out of dodge. Why?  Because the culture's will to commit these acts outweighs the cultural will to oppose it, most likely for socio-economic reasons. Most likely because big fish eat little fish and so an individual's pressure to become a big fish creates a situation where a little rape and pillage is worth the extra handful of foreign aid rice.

In America, there are really big fish and a lot of really small fish. We are more civil that the war torn lands of Africa but none more socially just.  Our economic system is our weapon of choice. The attainment of money is the pathway to bigger fish-hood and power (social mobility). In Somalia, in order to join the fight for power all you need to do is pick up a gun.  In America, you buy stocks.  Either way, the conflicts are risky and out of your control, unless you've already won, where you either sit in a chair as a warlord, C.E.O., or any other high position of power that protects you from the environments you create.

Let it be known that I do prefer the American system. Yes, we are in full blown class war against ourselves, but at least the war is legislated and can be legislated for the greater good bloodlessly.

But I can't help but wonder who I will be trying to legislate this with, what are their agendas, and what are they made of, especially with the high percentage of socio-paths among successful people and those that have cultured themselves with:

By definition these people are at least temporarily very successful in society. They achieve their success by socially unacceptable means and at the expense of the community and its citizens.  
http://www.uow.edu.au/arts/sts/bmartin/dissent/documents/health/sociopathy.html

Remind you of anyone?   So the business and leader class survives due to it's lack of empathy. “Good guys finish last” and, by simultaneously praising and abandoning whatever moral system is most popular, power is maintained.


Separation of church and state = good, even if it is my church.

So I think about leaving America or joining a commune if things in the collective conscious of this society don't improve. I am researching countries (Sweden seems nice). The commune path seems much less realistic. The commune would have a leader and I would have to question what that leader's intentions of rulership lie.   I'm not shaving my head for anyone.

Little Fish,

Mark Propper

P.S. Thanks for input and support, all!  Blessings. 

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Dec 9, 2008, 10:26 PM:

 

Economists appraise Bhutan's happiness model

Posted on Dec 5th, 2008 by Keith : Gentle Soul Keith
Bhutan
Just had to share this …

Economists appraise Bhutan's happiness model


(12-04) 04:00 PST Thimphu, Bhutan
 – In the thick of a global financial crisis, many economists have come to this Himalayan kingdom to study a unique economic policy called Gross National Happiness, based on Buddhist principles.

When considering economic development, policymakers here take into account respect for all living things, nature, community participation and the need for balance between work, sleep and reflection or meditation.

“Happiness is very serious business,” Bhutan Prime Minister Jigme Thinley said. “The dogma of limitless productivity and growth in a finite world is unsustainable and unfair for future generations.”

Read the remainder of the article … Here

The Royal Palace - Thimphu Bhutan

 King of Bhutan, H. M. Jigme Khesar
[Side Note:  I just read that the newly crowned King of Bhutan, H. M. Jigme Khesar Namgyel Wangchuck, who is a mere 28 years old, spent much of his life in Andover, Massachusetts.  Aley and I lived only a few miles from Andover, which is northwest of Boston.]
Keith : Gentle Soul
Keith said

Here is the link to the Gross National Happiness website.

If we could only model happiness perhaps one day everyone would actually feel it!

Gross National Happiness???!!!!

OMG, one of my early blogs, I asked (mused really, lol)…about how come a Nation wasn’t recognized by how happy its people are…for there is the real Greatness of a Nation! The Contentment of the People! =)

Fantabulous blog, very nice to see it is REALITY!!!

Muahhhs~~<3

Keith : Gentle Soul
Keith said

Gross National Happiness is an approach to development unique to Bhutan. While conventional development stresses economic growth as the ultimate objective, GNH is based on the premise that true development takes place only when material and spiritual development occur side by side. For GNH to grow, government must concentrate on four key areas: 


– Promotion of equitable and sustainable socio-economic      development 
– Preservation and promotion of cultural values 
– Conservation of the environment 
– Good government 

In a bid to popularize the concept internationally, the Bhutanese government is devising a GNH index that is expected to be ready as early as the end of the year. Unlike the gross domestic product index, however, a GNH index measures the quality of life based on 72 standards. “We’ve been chasing gross domestic product for decades, and now societies are starting to say we need to look beyond GDP and start measuring well-being,” said Jon Hall, a project leader at the Paris-based Organization of Economic Cooperation and Development.

Isn’t this … like … past due?

Judi : Journeymaker
Judi said

Past due for sure, Keith :)

This is a great post and thank you for sharing it. I wonder if our shiny, new president will institute something like this? We should all get on his website and let him know about this if he doesn’t know already. I’ll bet Dennis Kucinich could head the department!

Keith : Gentle Soul
Keith said

Yes, appears we’re heading in this direction, although under a different name/title.

{{{{BREATHE IN THE FRESH AIR}}}}

Brandon : Visionary
Brandon said

Excellent post Keith! I recently read an article in which the results of a study found that money only accounts for about 12% of our happiness… how peculiar it is that our society bases the greatness of a nation on a matter that excludes 88% of the cause of our happiness. I truly look forward to the new America which will almost certainly take into account happiness as a factor of how great this nation is!

http://www.livescience.com/strangenews/060629_money_happiness.html

~KES : Communicator
~KES said

I want to thank you for putting up this post for everyone.  I cross posted this to “Let’s discuss the ECONOMY”……….. on Gaia Networking for others to share.  {BREATHING….AHHHH]

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Dec 10, 2008, 12:37 AM:

 

53c02c97.png change dot org picture by TheLightBox
President-Elect Obama's Weekly Address
Obama team seeks your input. Borrowing a community organizing technique, the incoming administration is asking Americans to host meetings to come up with ideas. They'll send discussion packets to anyone who signs up. http://change.gov/

I joined a group today to help for starters but you can join any of the areas that interest you and make a difference as one people creating action now for economic recovery plans rebuilding the new ways.

Remarks of President-elect Barack Obama Radio Address on the Economy with new speeches each day on economics:
 “Today we begin in earnest the work of making sure that the world we leave our children is just a little bit better than the one we inhabit today.”  
President-elect Barack Obama

The inauguration will take place on January 20, 2009 in Washington D.C. on the steps of the United States Capitol. President-elect Barack Obama will take the oath of office, which states the following:

“I do solemnly swear that I will faithfully execute the office of the President of the United States, and will to the best of my ability, preserve, protect, and defend the Constitution of the United States.”
Thanks for listening
http://www.youtube.com/watch?v=iGpIT2bVZDw

  MarkPropper : malcontent

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

MarkPropper said Dec 12, 2008, 12:29 PM:

 

O.K.. I wanted to avoid it because it seemed off point.  G.N.H.  Gross National Happiness is an interesting ideal. I can agree with some of the points of it's philosophy.

I do think that happiness/quality of life is important and I don't think maintaining a clean and healthy environment should be some “off-shoot” of our government and citizen responsibility.

G.N.H. is based on Buddhist philosophy. This means that G.N.H. is most likely able to produce happy Buddhists.

It also is a means for a very small country, with a population smaller than the county I live in, to establish a natonal identity. 

http://www.hrw.org/en/reports/2007/05/16/last-hope

Not that I am against happy Buddhists or happiness at all.  I would just be concerned that G.N.H. type philosophy brought to America would be based on Christian happiness: a Christian happiness written by those Christians who are already entrenched in the function of our government and would use the opportunity to remove those things that cause unhappiness. 

And I would personally be up in arms if I have to fight for the right to own my Dungeons and Dragons books… again.

I think in America, we are on our way to defining happiness beyond the scope of being filthy rich. The movements for living wages, health care, and  equality are parts of this definition. I think American happiness will start meeting the criteria of European countries whose governments are more generous than ours.

Back to Bhutan.  Bhutan is nationalizing. There economy is growing rapidly. Rapid growth makes for a lot of unclaimed money to be grabbed up by new enterprises. More money (and opportunity) for citizens means more material gain and money to pay for health care and healthy foods in a country that is not as economically mechanized as ours. 

The internet has hit Bhutan hard. Western ideas are flooding in and the country is westernizing. Bhutan is trying to maintain it's national identity. Yes, the have democratized but the democracy is in it's infancy and we don't know how functional that democracy is.  (I think 2004, USA). The concept of the impeachment of a king had been established and is monumetally progressive! 

This article has a good overview of Bhutanese culture: Country profile Off Bhutan again.

What is the social need for an economy?  I would say the social need for an economy is to provide a group a system of trade that makes available goods and services. 

So the success of an economy should be measured in an individual's access to goods and services.  In my opinion the fault, in America, is not measuring the success of an individual but instead measuring the success of the whole, Gross National Product. If instead, I say, we measured our happiness by the mode of income per capita. “What does the average American have access to financially? Should be our question in measuring our collective happiness?”  The term  “Life, Liberty, and the pursuit of Happiness” is a rewording of John Locke's  “Life, Liberty and Estate (property)”. The pursuit of happiness is the pursuit of property. This is a very materialistic position but a model I would prefer when being governed or governing.   I don't think it is the government's job to legislate my “how or when” it's citizenry are sate.

The Church of the Sub-Genius has a world view based on “Slack”. Slack being the measure of ones ability to do what they feel makes them happy.

One of their motto's is: If it is Money, it is Good. In stating this, they do not state that money, in and of itself, is good but that money is a means to an end  So may all our ends have means! 

Blessings, 

MP

  Sherrilene : Living Ever Closer to Excellence!

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Sherrilene said Dec 14, 2008, 7:26 AM:

 

Hi Mark

I thought about this a bit and I asked myself how many Americans would qualify as 'Christian'… and furthermore, how many are evolving towards Christian principles…

Since we are speaking about systems to 'graduate' towards, and really, just proposing ideas at this stage, the Bhutan model is intended to serve as an example of what humans are able to do with a different outlook on economy.

The question that is worthwhile as well, to ask, is if the present system has created 'Happy Christians' and / or 'Happy Americans'… What has it created?

Perhaps in time Bhutan residents will evolve to more western approaches and will modify their approaches as well. That is the fate of living species, to change and grow with environmental change. What doesn't work or is defeating, to find ways to ensure the species survives.

The way things are presently, aren't speaking to survival whatsoever. Buddhist or Christian, let us look at what's working for human beings. Period.

Love to all, Sherri

 

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Dave [no longer around] said Dec 14, 2008, 7:53 AM:

 

Hey Mark,

Good points, and questions!

I am finding it difficult to see how Bhutan moving towards western economic values would be considered 'evolution'…  CitiBank of Bhutan, General Motors of Bhutan, and god forbid, the Bhutan White House.  lol

I hope Bhutan holds onto its system of G.H.P. as it may not be long before the western economic model that has the world in its grasp.. it about to explode and break down for good.

The world is going to need a new model…

Finally.. I concur with your concern about a “Christian' model of gross national happiness… and I am a loving, devout Catholic.  The distinction between Buddhism and Christianity … in my mind… is that the Buddhists have a word like Happy.. that influences a type of emotional behavior… unfortunately, and as a generalization I admit, many Christian organizations (evangelicals for one) our age seems more focused on 'eliminating bad behavior', (no more Dungeons and Dragons made me smile)… rather than promoting the emotions of positive behaviors..like happiness.. faith, hope, and above all.. love.

I believe the exclusionary behaviors of the west is already at the very heart of the breakdown of the western ecomony today. 

So Bhutan… bring the happiness model to the west, and for the rest of us… let's just be love… and hold hands and smile with the Bhutanese.

Love,

Dave

  Sherrilene : Living Ever Closer to Excellence!

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Sherrilene said Dec 14, 2008, 8:11 AM:

 

Take my hand Dave…

You might like this tribute from Robbie Williams. He starts appropriately with the words

'Come on hold my hand,
I wanna contact the living.
'

Peace, always, Sherri

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Dec 12, 2008, 11:44 PM:

 

Hey there Mark!

I enjoyed your 'off point' post thoroughly! ~grin~

“G.N.H. is based on bhuddist philosophy. This means that G.N.H. is most likely able to produce happy bhuddists.”

I got a chuckle out of that! For some reason I get a visual of a room full of grinning bhuddist monks sitting on a hard floor meditating… I see the same principle applied to an average American and I can see some problems for that American! Numb butt being only one issue!

I like the idea of 'income per capita myself and 'slack'…”Slack being the measure of ones ability to do what they feel makes them happy.” The problem I see for myself with this measure is my difficulty in knowing the difference between happiness and pleasure. The ability to shop would seem to make me happy but in reality it only gives me pleasure for the short time I'm doing it. In the end, it doesn't make me happy because I end up with too many 'things' and credit card debt to go along with them.

~KES, thank you for posting the info on Obama and his economic ideas for our future! It was very uplifting reading it. It will be fun to watch it implemented! It will be fun to see how the House and Senate behave when asked to implement the bills going thru their hands! It will be fun participating in our government in a new way, too!

Update on my housing idea… we may have found a 4 bedroom house to rent for only $1000 a month! With 5 people living there (yes, I know there are only 4 bedrooms! I'm planning on taking up residence in the garage!) the rent will only be $200 a month! Wow!

We're taking the first step toward discovering whether 5 grown adults, all above the age of 42 (I'm going to be the youngest in the house! LOL) can live together for an extended period of time. The GRAND EXPERIMENT! If it goes well, we may try to buy but it would sure be hard to beat a $1000 a month payment on a home… so we shall see! One step on the journey towards a community purchase of a home to take it off the grid…

Smiles!
amber

   Meenakshi : Connection

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Meenakshi said Dec 13, 2008, 1:04 AM:

 

Amber, that is an inspiring idea; and sounds pretty wonderful to me! Like having your own dorm room.

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Dec 14, 2008, 4:57 PM:

 

{{{giggle}}} I think I'll leave out some of the 60's ideals while I'm 'reinventing' Andrew! I promised myself I wouldn't do the drugs until I was in my 90's as they will be legal by then and I won't have as much life to mess up by getting hooked on them! LOL

More on the economy in Oregon… a friend of mine stopped by our store and during our conversation told me she had been laid off after working for her company for over 10 years. They laid off everyone making the bigger wages and benefits packages and kept the lower compensated employees. My friend is close to retirement and will be okay financially but she was devastated emotionally by the unanticipated lay off. The emotional toll is what I feel is hurting us almost as much or maybe more then the actual state of the economy itself…

This is a time to remember what we are thankful for, the blessings that we have, and that change… no matter how difficult… is a time for growth.

Hugz…
amber

   Meenakshi : Connection

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Meenakshi said Dec 14, 2008, 6:46 PM:

 

Amber, that IS the way things work, I have heard time and again. That people get laid off close to retirement, even when there hasn't been a recession; though of course that has made it worse.

 

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Dave [no longer around] said Dec 14, 2008, 7:05 PM:

 

Minor correction Meenakshi…

That IS the way things (reality) do not work… when are good, decent, hardworking souls going to stand up against such human rights violations, in our own communities?

Why do we all rally against oppression in Africa, Tibet and China, when we are willing to accept a commercial system in our own countries that lay off long standing, hardworking people, to save a buck?

I must admit becoming pretty jaded about how the west has such self righteous indignation about the evils of the rest of the world, when we choose to ignore the atrocities that happen to our own neighbours.

Thanks for listening,

Love

Dave

   Meenakshi : Connection

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Meenakshi said Dec 14, 2008, 7:30 PM:

 

DAve, right! “That IS the way things (reality) do not work…”
And yet they exist.

[Reminds me of the phase from a book title:

Nothing in This Book Is True, but It's Exactly How Things Are  ]

It occurs to me that economic woes are not new; and we are being pushed into being self-reliant. For some, it started a few years ago; for others, it has been ever-present. Now that it's on such a large scale, we need to learn from those who have been living through difficult times even when the  times for others seemed okay.

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Dec 15, 2008, 1:26 AM:

 

Sometimes I feel as though we (the world's population) are a lion in a circus ring… and the few that govern us have a four legged stool they are using to confuse us on which point to attack… so we do nothing.

At least that's what I have heard the proverbial stool with four legs was used for! So where do we focus? Of course, we yell… “Unfair!” when someone who has senority and draws more income gets laid off. What else can we do? How do we get around a system that is in place to keep us unbalanced and unsafe?

Can small groups of people commit to helping the group members in hard times? By providing a roof over the head of an unemployed member until that person has been retrained and reintegrated into the 'system' again? Or maybe the person who has dropped out of the system enjoys cooking and would make meals for the people who are stressed out from their jobs and would do anything to come home to a warm meal. Okay, now I'm speaking for something I wish for in my daily life… to not have to worry about my next 'healthy'meal… I'm driving thru a window every day for my meal and you know that's not good for my mind, body, or soul!

Like Kathy's comment earlier in this thread about the birth of a food forest, a small group of like minded people came together and created something for the benefit of one of the group's members. Does anyone else have a suggestion beyond yelling, “Unfair!”

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Dec 15, 2008, 2:26 AM:

 

This is the trailer that goes with the food forest and the Food Forest  This is the website that goes with this http://permaculture.org.au/ Here is an article about three different kinds of worm farms, including one that makes a very attractive garden bench.www.mitra.biz/howto_wormfarm.htm And another video to watch is made by a New Zealand enterprise. It explains the concept of a worm farm very well, from the level of a home garden to a commercial business.  It's very simple to build a basic compost toilet, and if properly cared for, they are odorless. www.youtube.com/watch?v=coj7oumY3TY&feature=related 
www.youtube.com/watch?v=eQkF32BeXUk&feature=related and the article www.newscientist.com/article/mg19225831.600-peecycling.html?full=true Go to www.organichomegardener.com when you are ready to start a garden and I can help you. Never regret yesterday, life is in you today and you make your tomorrow. Thanks for starting your sustainable environment & sharing it with us.


  gina : Gaia Child

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

gina said Dec 15, 2008, 3:18 AM:

 

If I may speak off the beaten path here.  This is from a simple minded person, again yet experience in some of the industries that have been affected in these times.

Let me speak about the auto industry, as I have worked in the industry for a few years. Does anyone here know exactly what goes on in a “dealership”?  when I first started in the industry, I had just gone back to work after a year's medical leave. I needed a job and they hired me.  At first I thought it was for the “token” female.  For over a year, I was the only female salesperson in my dealership.  I did well and my paychecks were good, four digits sometimes.  

I could make $1,500 one week and the next week about $120.00.  I feel very terrible for the industry right now, yet I don't feel bad for the higher ups.  In the industry, the salesman is the low man on the totem pole.  The manufacturer (we'll use Chrysler since I worked for them) sends the autos, yet when they send the autos, they send autos that do not fit in the demographics of area.  Where I lived, Chrsyler would send high end luxury vehicles, i.e. the 300's and Crossfires.  Our area was farming country where they needed more basic work vehicles instead of the fancy hemi trucks with plush interiors, heated seats.  

They needed to send just basic trucks for working and plowing.  Yet our lot was filled with SUV's and maxed out trucks and luxury vehicles.  Once these vehicles past 30 days on the lot, the dealership had to pay “rent” to Chrysler for each vehicle on their floor plan.  The longer it sat, the more money the dealership lost per month.  We had some fuel efficient vehicles, but not enough of them.  The worse mistake that Chrysler ever did was to take the Neon off the road.  Low priced vehicle and great fuel consumption.    

Here is the scenerio: “A customer comes in & wants a vehicle.  My job was to take him to the oldest used vehicle on the lot.  Even if I knew it was not what he/she wanted.  After a few test drives, they land on a vehicle.  The vehicle is selling for $12,300 with the customers payment of $250 per month.  We bought the vehicle for $4,500.  Nice profit for me….wrong.  Now you subtract the service of the vehicle about $1,000.  Now the price for me is now $11,300.  If the car needs brakes, muffler, new tires; please add another $1,000.  Price is down to $10,300. The price to the customer is still $12,300.   Finally that is done.  Now it comes time for the finance advisor to have his/her day.  The higher interest rate that he gets, the better the profit for him on the back end.  Now, he sells upholstery care, under carriage car, rust proofing and an extended warranty.  Now, it comes down to $4,500.  My take zip.  Finance manager $5,500 and the customer's payment $350.00. This is considered legal and profitable. I lost money on that deal completely to the finance manager. Now for the salaries and the deal that the Senate placed with the union “to go in line with the foreign car makers plan”. They said no.  They did not want to give up the salaries to get the loan.  To me this says that if they did not want to lower the salaries to accept the help from the government, it only means that they don't need the help nor the money!

Here's another thought on the bailout for the industry.  Walmart makes more money than the government is proposing to send to the auto industry.  Why not let WalMart bail the industry out! The only way that the auto industry is going to survive is by cutting the top heavy staff, their salaries, etc.  If only for a little while. Have them swallow their pride and just start back from scratch.  If all the industry does this…they won't need to have a bailout.  Either that or have all three manufacturers join as one.  I am sure that with all three, not in competition with each other, but working with each other, there will be more jobs available, less people at the top and a better foundation to begin again.  With whatever money they have left, combined with the three of them, less would have to be borrowed and a complete reorganization of the auto industry. I know this is off the wall, but folks, think about it, three companies joining as one, one CEO, one board of directors, many jobs, and ideas from all of them…far fetched and dreaming.  I think that it could work.  This is my opinion only.

 

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Dave [no longer around] said Dec 15, 2008, 6:58 AM:

 

Bravo Gina!!!!!

You have clearly hit the nail of truth on the head!   This whole idea of top down economics is the source of the problem… not only the auto industry, but the banks, everywhere…. it is flawed, and for it to work, it is fundamentally immoral. 

It really does not matter whether government money, private money, or bankruptcy restructuring bail out the auto industry… there must be a fundamental shift in economic models where the people who help the consumer get what they need… be it sales, healthcare, education… are recognized for the job that they do.  The front line of any organization is the bread and butter of concious capitalism, and until that changes, nothing changes.

Thank you for sharing your story… you are wonderful!

Dave

  Sherrilene : Living Ever Closer to Excellence!

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Sherrilene said Dec 15, 2008, 12:55 PM:

 

Well, after reading Gina's post, I don't any more responsibility whatsoever for 'fixing' the s*it that is out there!

My God! Let someone who's responsible kindly step up and do the honourable thing!

Please!!

Thank you, you knowledgeable, wise, soulful and honourable person, Gina.

Loads of love to you,

Sherri

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Dec 15, 2008, 2:43 AM:

 

Oh GRANDNESS, Kathy! I wonder if we could start a post with solutions only as the title? I can't wait to read on peecycling as I've been sort of doing that lately! LOL

I can't wait to put in a garden but will see where we land in this housing adventure. Maybe the house we rent will allow or already have a garden. Or maybe it will be after 6 months of living with 5 people in a rental that we move into a house that is community owned… who knows where this adventure will lead us?!

Smiles!
amber

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Dec 15, 2008, 10:53 AM:

 
Screenshot_1

Tis' the season to DISAGREE!  It is possible to change. It is possible to start something new in this economy.

Just for the holidays, let's see if we can come up with more happiness. I posted a song below that makes me happy and invincible toward what I do to the economy just to start a flow.

Disagree with the cold weather!  Disagree with the concept that “There's no TIME left!”  Disagree with the “learned opinions” of CNN, NBC, CBS and FOX News!

Disagree with the consideration that the days in the sun are over!  Au CONTRAIRE!  They are just beginning!

And if you are an artist/celebrity, or know or admire one…  Or just if you enjoy the arts and want to be part of a civilisation that is going up towards AESTHETICS…

It's time to disagree BIG TIME with the big game of making the economy work 'round the globe!

The next Gross National Happiness campaign to work on is right here  on the web…let's take some awesome things that can make a happy holiday and list some ideal concepts!

And for those of us in Gaia Networking this is the place to be to help usher in a new Renaissance by supporting the workable ways to bring about happiness!  

How can you turn that down?  AGREE TO DISAGREE!  It's the true spirit of the holidays!  

This is one of the theme songs that I chose to start with and dedicate this to Gaia from my point of view.  

Happy Holidays, Kathy:

 

You Are The Reason ~by Bonnie Ste. Croix 

If you could take silence and make it be words

If you could take children and let them be heard

If you could take war and let it be peace

The sun would rise on a world that's free.

 

If you could take shame and let it be pride

If you could shine light on the places you hide

If you could bring soldiers back to their lover's arms

The sun would rise on a peaceful morn.

 

If you could take Earth and heal all her wounds

And know every small step is gonna help it come true

If you could see beauty in everyone's eyes

Then you are the reason for the sun to rise 

 

If we could begin, think of how it would feel

To slow down the pace now, and let yourself heal

To love that there's difference, to love that there's same

One by one in the world now, 

we'll make it change, we'll make it change

 

If you could take Earth, and heal all her wounds

And know every small step is gonna help it come true

If you could see beauty in everyone's eyes

Then you are the reason for the sun to rise

Yes, you are the reason for the sun to rise

You are the reason for the sun to rise. 


BE THE REASON. 

  Sherrilene : Living Ever Closer to Excellence!

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Sherrilene said Dec 15, 2008, 12:51 PM:

 

Oh!

How I LOVE your spirit and bravery Kathy!!

You LIVE this message of change.

Keep going for it, girl!

Loads of love,

Sherri

  Ralph : Passionate Creator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Ralph said Dec 15, 2008, 2:46 PM:

 

Kath,


This song is just brilliant and very positive in a world gone completely wild. Great vocalist too!

Thanks for posting this,

Ralph

  Sherrilene : Living Ever Closer to Excellence!

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Sherrilene said Dec 15, 2008, 1:59 PM:

 

Found this interesting article about happiness in different countries.

I know this is the Economy thread, but since Bhutan came up and is quite reasonably being looked into as an 'out there' alternative, I felt it might be useful to see what happens in different places.

Please enjoy:


By Eric Weiner   [Source www.beliefnet.com]

Blessed, Sherri

  waterheart : watershaman

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

waterheart said Dec 16, 2008, 6:07 PM:

 

Well, right now it's freezing cold… but you are right paradise exists in the natural world, the big cities and other man made areas are creating trash, bad air, crime…hey we know this, how to make it better is the question… and decentralising and giving the power to small communities to take care of themselves might be a way.  Out here there are thousands of acres of forest and only a handful of people… no social life, unless you drive a while.  But the small towns take care of themselves, their Banks are fine, there are jobs and the little markets are stocked and reasonable, when you walk in somewhere they know who you are.  I needed no I.D. to vote, they knew me……….. I am blessed and in gratitude… 

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Dec 17, 2008, 12:03 AM:

 

Waterheart,

I enjoyed your post immensely! Not only did you find a way of living that feeds your spirit as well as your stomach, at the end of the post you came up with something I find very intriguing… opening up your retreat as a 'living school' to teach a way of living by actually doing instead of sitting in a classroom and memorizing text!

I would be willing to bet there are many people who would sign up for a class equipped with fresh well water (I had that once in my life and long for it still to this day), a bath house, garden fresh vegetables, and the time for some renewing of the spirit as a bonus!

From reading your post it seems you had some skills in construction which probably aided you in the construct of the retreat itself (saving you some big $$$) and with the rules and regs allowing you to create freely (saving some more big $$$) this 'garden paradise' of yours has been free  to thrive under your guiding hand… there may come a day when what you have created will be a blue print in many areas of how we can survive this economic downturn. A standing ovation to you!

Smiles!
amber

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Dec 17, 2008, 1:00 AM:

 

Sherrilene,

Your post on 'Happiness… Lessons from Around the World' on the Economy thread, in my opinion, fits PERFECTLY into this discussion about how we are feeling, coping, changing in response to our diverse economic situations!

I will be cross posting over to your Featured Member thread for December as I feel it is relevant over there also…

How much does attitude and happiness effect our responses to our economic situation? Well, I can say for myself, judging from my experience today… it has pretty much everything to do with it!

I went to work today with a feeling of dread and anxiety about the security of my job… Nothing was different about my job today then it has been for this entire year. So what was different about today?

It's the last few days in the retail world before the rush of Holiday spending ebbs into almost nothing until springtime, there is a crush of people in varying degrees of happy to down right cranky, we've gotten a week of snow and ice that has made it treacherous to get to work, and I've been dropping the ball on too many projects. Not a recipe for confidence in our economy or in myself for that matter!

I know my head has not been in my job… it's been on travel, an upcoming move into community living with myself and my mother spearheading the project, worry about my friend trying for two months to find a job in an area with limited job opportunities and him being of very dark skin in an almost all white community, concern about another friend with an ancient heat pump failing during a record cold snap today and she's not in a financial situation to purchase a new one… the most important thing I have right now (besides my health) is my employment and I've been putting it on the back burner while I cope with other, less important, and completely out of my control, issues.

For the first two hours of my day it took everything I had to keep from hiding out in my stockroom, away from my responsibilities, away from the crowds I'm supposed to be engaging, away from the reminders that I can't possibly do everything needed to be done for the day… the weight on my chest was so heavy I could hardly breathe.

I took my first break and looked at myself in the bathroom mirror and asked myself what was the top two or three things I would be evaluated on if called in front of my store supervisor. The first would be, “Why aren't you out on the aisle talking to customers?” Big gulp… the second would be, “Why haven't you opened up any credit accounts this week?” Another big GULP… and lastly, 'Why haven't you scheduled any events for the store?” These are the things I was hired to do and I've not been doing any of them.

At this point I realize the only way I'm going to get my confidence back, lift the weight from my chest, and feel good about the job I'm doing is to do what?… stop everything else I was doing, put all other worries out of my mind, and work on those three things!

Tomorrow myself and my co-worker will be greeting our customers wearing red shirts, our black smocks, and reindeer antlers while we invite our customers to have fun, relax, and get a complimentary make over for the Holidays! We will offer 15%, 20%, or 30% off to anyone who opens up a charge card with us using the scratch off tickets given to us by our company (then I'll make them pay off their new charge card right then and there to keep them from having a balance!) and by the end of our day I will know I did my best.

I would like to say that the weight has lifted from my chest and I am feeling happy as a lark for getting out there and doing the three most important actions to ensure job security… the weight's still there and I'm still anxious. But I'm proud I didn't go hide myself in the stockroom and I know I will feel better and better as I do the actions that are most important to my supervisors and our company.

The first Happiness Lesson from Iceland was;

Happiness Is Taking Pride In Who You Are.

I take pride in being a valuable employee and when I perceive that I am not living up to my potential, I am not happy and my outlook on life and the economy is dismal at best. The only way to change dismal back to happy is to take the actions which make me a valuable employee no matter how uncomfortable those actions may be at first.

Only 15 more days until the New Year… I can see the light at the end of the tunnel!

Smiles!
amber

  gina : Gaia Child

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

gina said Dec 17, 2008, 4:46 AM:

 

Amber and Ralph,
Ralph, what a wonderful idea.  Seems to me that years ago there was a movie about that type of living and when I viewed it, it intrigued me.  What a wonderful idea you had and how you generated it to make it economically efficient.  A funny story comes to mind when I read your story:
“All of us went camping one year, myself, Greg, his parents and his girls.  The girls were about 12 and 10 at the time.  We went to our usual camping area, but the day was absolutely horrible.  Thunderstorms and torrential rains.  Being on Lake George when it rains like that is like being in a typhoon!  Anyways, I loved it.  However, the girls were frantic.  There would be no TV, video games or the like for a few hours as the electricity to the site was not on and would not be on until the next morning.  Talk about panic for those two!  Previously, my inlaws took the girls camping and they were a bout an hour away and they had already settled up the camp when my mother in law comes knocking at the door.  One of the girls forgot her game system and she was unbearable.”  To this day and in your new community, I don't think that she would ever survive without “her necessities.”  LOL.
Amber, Ihave had that feeling many times over in the past 20 years.  Not feeling like you are accomplishing anything, thank ful that you have a job in these tough times, yet “daydreaming” about what it could be to have one of your own.  I know this is a thread on the economic issues, but as the title of the thread is “how is it affecting you” many of these comments belong here.  We look back and sometimes we wonder how we survived before and then reality hits and realizes that though the times are tough, employers and companies may have to “lay off ” their employees because they too are in tough times and the decrease in payroll and insurance will save them thousands the next year.  I did exactly what you did, looked in the mirror and stopped feeling sorry for myself and put a smile on my face and got to work.  I turned off the “home issues, and the worry issues and concentrated on the present.
Wishing you good fortune, my dear friend.

  waterheart : watershaman

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

waterheart said Dec 17, 2008, 8:43 AM:

 

Andrew your disco description is ….like you might have had that experience?… I find that a good book can transport me, good company is cherished, and as for peace and quiet… there is more than I can handle and I have been known to crank up the PA outside so it sounds like a band playing… no neighbours to complain … haha. Know that you are welcome……………………………. Amber, funny that you talked about doing a great job to validate your self worth… that's what happened here.  I built the place as an art project for me; like live art, everything from the ground up, it was immense and days I wondered if I had it in me, other days were brilliant (usually when a stage was complete)..  But to have done it gave me the confidence to do more. So I am still growing it… and this thread has made me think… now I have this place… a live classroom… you are firing me… thanks for the nudge, I am watching this economy and who knows… keep your head up and best wishes with your communal living…………………….. Gina, yes once we give up the addiction of TV and game-boys etal, we can be in real life more efficiently… It takes a while to haul dead trees out of the forest cut them to length and then split them and then stack it… I use 4 or 5 cords every winter… Seasonal preparation is intense and we have 4 seasons… every year, I mean soon one can just be totally involved in living life… and TV is a distant memory.

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Dec 18, 2008, 1:59 AM:

 

gina : Gaia Explorer

 

gina said 15 minutes ago:

 

I would like to pose this question to all of you.  I could not find a way yet to post it in the question and answer segment of gaia.  Seeing that the economy is significantly flattened except for the lower gas prices.  Can anyone here tell me why the only thing that is “right” right now are the gas prices. Why all of a sudden did they drop significantly?  Does that make any sense when the auto makers and the banks are going under, the only thing that is remaining a float are the lower gas prices.  The more I think about it, the more, I think something is a miss.  Please don't get me wrong, the lower gas prices are great, but why in one day, there was a significant drop?  Can anyone explain this?

  

{mod put back in a sequence on this thread]

   


  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Dec 18, 2008, 2:13 AM:

 

Oil prices have fallen by more than half from $147 a barrel because of lower demand due to tough economic times a 53-cent drop in gas prices over the last two weeks has set another record, and the publisher of a national survey predicted Sunday that prices will continue to decline – but at a slower pace.

It is attributed the price reductions to crude prices and demand. This article on OPEC the Organization of Petroleum Exporting Countries is more dominant.  


As far as the banking industry and auto industry or real estate or the job market, we just keep it all differentiated and take up each one individually and watch the changes and what is happening in those areas as well._____________

I’m in the process of researching a book related to the current economic scene and for various reasons.I feel an obligation to share with my friends what I’m finding. I knew when I started (as I think most of you do), that what we’re seeing in world economics right now is deliberately manufactured suppression. And I knew something about who is behind it and what they’re doing. Nevertheless I’ve several times had the experience as I research of following a lead and finding some new data.

The bad news isn’t being faked exactly—it’s being massively lied about, but conditions are not good. The suppressive persons have come a long way toward their suppressive ends. 

There are people who see what’s happening and people who are speaking up. We have to keep spiritual too as that is senior to physical universe happenings and yes, we keep our material things going strong, but please read, pray, postulate too. Give yourself credit for who you are. You’re here. You’re a Spiritual Being. 

So having said all that, this is my plea to you: Give yourself credit. Know how awesome you are. But keep pushing the envelope as far as you can. Many of us at this time are being asked to do more than we possibly can. That’s not an invalidation of what we’ve done, it’s just a necessity. We as a group need to do the impossible. That’s what it will take. But we’re good at that. As a group here let's be stronger and start uniting rather than counter intending each other.

So don’t be overwhelmed, just be motivated. The battle is on. Keep doing the awesome things you’re doing, and keep expanding your sphere. Do your yoga, your next spiritual awakening steps, read, start charging for your hobbies and art and other resources that are learned or God given talents as fast as you can. Support betterment groups that move toward positive survival games.  You’re the one who knows your scene and knows what you can do. We just need to make miracles, that’s all. 

Thanks for your questions, comments, solutions and someone can form a pod where economic solutions are discussed frequently. Let us know what you would like to help with or need help on to move to a slight gentle cause over the economy.

  ~KES : Communicator

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

~KES said Dec 18, 2008, 2:00 AM:

 

Is it possible to be happy?   

One’s attitude towards life make every possible difference in one’s living. Sometimes it needs to be pointed out again–that life doesn’t change so much as you.  ~k

  Amber : Smilemaker

Re: Let's discuss the ECONOMY! How are you feeling, coping, chang

Amber said Dec 22, 2008, 10:12 PM:

 

Hello Gaia Networking Members!

I've discovered something in my own back yard (U.S.A. Oregon Eugene/Springfield) that looks like a great combination of utilizing the land, living in community, and providing privacy and autonomy for community members.

It is called Bethel Suburban EcoVillage and is exactly what my mother and I have been looking for in a living situation. Whether or not we will be able to afford a property in the area is another story… the homes I saw listed seemed to be small and priced a bit out of our range. We won't know until we call though, will we?!

I loved what you posted, Andrew, putting things into perspective a bit. I am still not over women washing their hair only once a month! Ick for those ladies with oily skin! At 22 cents an hour I'd be buying some shampoo at the end of the day! ~grin~

The YouTube you posted, Kathy, really helped show the potential of using the community sites to further our businesses! It also showed what doesn't work, which I felt was really good!

And thank you for showing us what giving up looks like, what saying yes to life looks like, and the choice we have between the two.

Smiles!
amber